Goochland County property record for 4286 Smith Rd, Louisa, VA 23093
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,664 sqft · built 1997 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $366 (2026) |
| Deeds & Mortgages | Sep 2021 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60001000012A |
| Primary APN | 60001000012A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,664 sqft Living Area |
| Storm Shelter | Storm Shelter |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Storm Shutters | Storm Shutters |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Tri-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 7893 |
|---|---|
| Street Address | 4286 SMITH RD |
| City | LOUISA |
| State | VA |
| Zip | 23093-2152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1-AG/GEN |
| Legal Description | N HADENSVL OFF 606 2AC DB 344 266 |
| Jurisdiction | GOOCHLAND VA |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 400500 |
Source: Goochland County records, as of September 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4286 SMITH RD, LOUISA, VA 23093-2152 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GOOCHLAND VA |
| Property Address | 4286 SMITH RD, LOUISA, VA 23093-2152 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Title Company | TITLE SHOP LLC |
| Name | Verified Name |
|---|
| Document Number | 0210005061 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 210005061 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 918 Months |
| Due | Mar 25, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.32% |
| Type Change Date | Nov 1, 2021 |
| Change Frequency | Monthly |
Source: Goochland County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Goochland County |
| Unified School District | Goochland County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $366.00 (+32.13%) | $257,800 (+6.93%) Land $63,400 Building $194,400 | $257,800 (+6.93%) Land $63,400 Building $194,400 |
| 2025 | $277.00 (-65.59%) | $241,100 (+13.19%) Land $58,700 Building $182,400 | $241,100 (+13.19%) Land $58,700 Building $182,400 |
| 2023 | $213,000 Land $48,100 Building $164,900 | $213,000 Land $48,100 Building $164,900 | |
| 2021 | $805.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
May also be available: Verizon.
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