San Diego County property record for 4286 Ritchie Rd, Santa Ysabel, CA 92070
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,248 sqft · built 2008 |
| Lot Size | 5.03 acres (219,542 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $680,000 (Aug 2021) |
| Tax Bill | $7,776 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 248-150-11-00 |
| Primary APN | 248-150-11-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,248 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Lot Area | 219,542 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 4286 RITCHIE RD |
|---|---|
| City | SANTA YSABEL |
| State | CA |
| Zip | 92070-9748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | PAR 1 TR PM04331 |
| Legal Subdivision | PARCEL MAP NO 4331 |
| Legal Tract | 4331 |
| Legal Block | 4 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | PALOMAR-JULIAN |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 20904 |
4286 Ritchie Rd is owned by two individuals who bought it in August 2021.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 7, SANTA YSABEL, CA 92070-0007 |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · Line of Credit FAIRWAY INDEPENDENT MORTGAGE CORP |
| Aug 31, 2021 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Sep 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2021 · Amount on File |
| Deed Sale | Aug 31, 2021 · Amount on File |
| Prior Sale | Aug 1, 2011 · Amount on File |
| Deed Document Number | 2021620349 |
| Prior Transfer Date | Mar 14, 2006 |
| Prior Transfer Doc | 0000213890 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4286 RITCHIE RD, SANTA YSABEL, CA 92070-9748 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4286 RITCHIE RD, SANTA YSABEL, CA 92070-9748 |
| Document Number | 0000041968 |
|---|---|
| Date | Feb 17, 2026 |
| Instrument | 2026-0041968 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MADISON, WI 53718 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 16, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 31, 2021 |
| Property Address | 4286 RITCHIE RD, SANTA YSABEL, CA 92070-9748 |
| Document Number | 0000620349 |
| Map Reference | DOC 365816 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 2021-0620349 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2021 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | PO BOX 7, SANTA YSABEL, CA 92070-0007 |
| Document Number | 0000620350 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 2021-0620350 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4286 RITCHIE RD, SANTA YSABEL, CA 92070-9748 |
| Document Number | 0000444320 |
| Instrument Date | Sep 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2019 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 101 TWIN PEAKS LN SEQUIM WA 983828314, SEQUIM, WA 98382-8314 |
| Document Number | 0000444320 |
|---|---|
| Date | Oct 4, 2019 |
| Instrument | 444320 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 3, 2049 |
The 2025 property tax bill for 4286 Ritchie Rd was $7,776, up 2.1% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Julian Union High School District (09 - 12) |
| Elementary School District | Spencer Valley Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $736,051 (+2%) Land $343,491 Building $392,560 | |
| 2025 | $7,776.00 (+2.06%) | $721,619 Land $336,756 Building $384,863 |
| 2024 | $7,619.00 (+1.83%) | |
| 2023 | $7,482.00 (+1.55%) | $693,599 Land $323,680 Building $369,919 |
| 2022 | $7,368.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4286 Ritchie Rd in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4286 Ritchie Rd is extreme, ranking above 99.5% of the US, with a 4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99.5% of the US · above 97.1% of California |
|---|---|
| Wildfire Likelihood | 4% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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