4286 Persimmon Path, Liverpool, NY 13090 Property Records

Onondaga County and Clay Town property record for 4286 Persimmon Path, Liverpool, NY 13090

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,176 sqft · built 1980
Lot Size0.194 acres (8,475 sqft)
Owner2 Trust Names on File
Tax Bill$8,171 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jul 2026 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN312489 081.-06-80.0

Property Details

APN / Parcel Number

Primary APN312489 081.-06-80.0
Alternative APN
  • 248908100000060800000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,176 sqft Living Area
1st Floor Area1,280 sqft
2nd Floor Area896 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleColonial
Exterior MaterialWood
Lot Area8,475 sqft (0.194 acres)
Lot Dimensions113 ft deep x 75 ft wide
Garage TypeAttached
Garage Area940 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area1,028 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4286 PERSIMMON PATH
CityLIVERPOOL
StateNY
Zip13090-1934
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionCASTLE NOVA SEC D LT 125 1148014
Legal SubdivisionCASTLE NOVA
Legal Block6
Legal Lot Number80.000
JurisdictionONONDAGA NY
Township / Civil DivisionCLAY
Census Block Group2
Census Block2002
Census Tract11231

Owner

4286 Persimmon Path is owner-occupied and held in a trust since August 2025.

Source: Onondaga County and Clay Town records, as of June 30, 2026

Owner of Record2 Trust Names on File
Mailing Address4286 PERSIMMON PATH, LIVERPOOL, NY 13090-1934
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2026Deed of Trust, Mortgage
AMERICU CREDIT UNION
Jul 6, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
AMERICU CREDIT UNION
Dec 9, 2025Quit Claim Deed, Transfer
Quitclaim
Feb 17, 2017Deed of Trust, Mortgage
EMPOWER FEDERAL CREDIT UNION
Mar 10, 2020Deed of Trust, Mortgage · Balloon Mortgage
NBT BANK NATIONAL ASSOCIATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 18, 2025
Transfer Doc0000040873
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONONDAGA NY
Recording DateJul 6, 2026
Property Address4286 PERSIMMON PATH, LIVERPOOL, NY 13090-1934
Document Number0000021105
Instrument DateJun 24, 2026
Instrument202621105
Transaction TypeMortgage
Record UpdatedJul 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4286 PERSIMMON PATH, LIVERPOOL, NY 13090-1934

Mortgage

Document Number0000021105,
DateJul 6, 2026
Instrument202621105
Lender
NameAMERICU CREDIT UNION
Agreement
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate6.53%
Max Rate-1%

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONONDAGA NY
Recording DateJul 6, 2026
Property Address4286 PERSIMMON PATH, LIVERPOOL, NY 13090-1934
Document Number0000021106
Instrument DateJun 24, 2026
Instrument202621106
Transaction TypeMortgage
Record UpdatedJul 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4286 PERSIMMON PATH, LIVERPOOL, NY 13090-1934

Mortgage

Document Number0000021106,
DateJul 6, 2026
Instrument202621106
Lender
NameAMERICU CREDIT UNION
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term360 Months
Interest
Rate6.53%
Max Rate-1%

December 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionONONDAGA NY
Recording DateDec 9, 2025
Property Address4286 PERSIMMON PATH, LIVERPOOL, NY 13090-1934
Document Number202500040873
Instrument DateAug 18, 2025
Instrument2025-00040873
Transaction TypeTransfer
Record UpdatedJan 7, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address4286 PERSIMMON PATH, LIVERPOOL, NY 13090-1934

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONONDAGA NY
Property Address4286 PERSIMMON PATH, LIVERPOOL, NY 13090-1934
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018231/0000000144
DateFeb 17, 2017
Book Page0000018231/0000000144
Instrument000000005792
Lender
NameEMPOWER FEDERAL CREDIT UNION
Agreement
AmountAmount on Record
Term179 Months
DueJan 1, 2032

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONONDAGA NY
Property Address4286 PERSIMMON PATH, LIVERPOOL, NY 13090-1934
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020000008893
DateMar 10, 2020
Instrument20200-00008893
Lender
NameNBT BANK NATIONAL ASSOCIATION
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4286 Persimmon Path was $8,171 with a homeowner's exemption, up 14.2% from the year before.

Source: Onondaga County and Clay Town assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOnondaga County
County SubdivisionClay Town
Unified School DistrictLiverpool Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,171.00 (+14.23%)$7,500 (-) Land $1,000 Building $6,500$312,500 (+14.58%) Land $41,667 Building $270,833
2024$7,153.00 Homeowner's exemption$7,500 (-) Land $1,000 Building $6,500$272,727 (+8.36%) Land $36,364 Building $236,363
2023Homeowner's exemption$7,500 Land $1,000 Building $6,500$251,678 Land $33,557 Building $218,121

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4286 Persimmon Path in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4286 Persimmon Path is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLAY WDS
serves 16,000 people · EPA ID NY3304344
Water SourcePurchased surface water from OCWA
Last State InspectionNov 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880

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