4286 Mount Herbert Ave, San Diego, CA 92117 Property Records

San Diego County property record for 4286 Mount Herbert Ave, San Diego, CA 92117

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,287 sqft · built 1970
Lot Size	0.133 acres (5,800 sqft)
Owner	2 Trust Names on File
Last Sale	$1,060,000 (Jun 2022)
Tax Bill	$14,546 (2025)
Deeds & Mortgages	Mar 2026 Transfer Mar 2026 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`361-852-08-00`

Property Details

APN / Parcel Number

Primary APN	`361-852-08-00`
Alternative APN	`4184120800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,287 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	5,800 sqft (0.133 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	4184120800
Street Address	4286 MOUNT HERBERT AVE
City	SAN DIEGO
State	CA
Zip	92117-4723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	LOT 1506 TR 004115
Legal Subdivision	EAST CLAIREMONT ESTATES
Legal Tract	004115
Legal Block	5
Legal Lot Number	1506
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	5
Census Block	5004
Census Tract	8504

Owner

4286 Mount Herbert Ave is owner-occupied and held in a trust since April 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4286 MOUNT HERBERT AVE, SAN DIEGO, CA 92117-4723
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Intrafamily Transfer, Transfer
Mar 11, 2026	Intrafamily Transfer, Transfer
Jun 30, 2022	Grant Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Feb 27, 2017	Deed of Trust, Mortgage · Line of Credit SAN DIEGO FIREFIGHTERS FCU
Jun 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Oct 8, 2019	Deed of Trust, Mortgage · Line of Credit SAN DIEGO FIREFIGHTERS FCU
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on File
Deed Sale	Jun 30, 2022 · Amount on File
Prior Sale	Feb 7, 2008 · Amount on File
Deed Document Number	2022269674
Last Transfer Date	Apr 30, 2024
Transfer Doc	0000121920
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 30, 2026
Property Address	4286 MOUNT HERBERT AVE, SAN DIEGO, CA 92117-4723
Document Number	0000086864
Map Reference	MAP 4115
Instrument Date	Mar 30, 2026
Instrument	2026-0086864
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4286 MOUNT HERBERT AVE, SAN DIEGO, CA 92117-4723

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 11, 2026
Property Address	4286 MOUNT HERBERT AVE, SAN DIEGO, CA 92117-4723
Document Number	0000066383
Map Reference	MAP 4115
Instrument Date	Mar 5, 2026
Instrument	2026-0066383
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4286 MOUNT HERBERT AVE, SAN DIEGO, CA 92117-4723

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2022
Property Address	4286 MOUNT HERBERT AVE, SAN DIEGO, CA 92117-4723
Document Number	0000269674
Map Reference	MAP 4115
Instrument Date	Jun 9, 2022
Instrument	2022-0269674
Transaction Type	Transfer
Record Updated	Jul 11, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4286 MOUNT HERBERT AVE, SAN DIEGO, CA 92117-4723

Mortgage

Document Number	0000269675
Date	Jun 30, 2022
Instrument	2022-0269675

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4286 MOUNT HERBERT AVE, SAN DIEGO, CA 92117-4723
Transaction Type	Mortgage
Record Updated	Jan 5, 2022
Title Company	TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2228 PENROSE ST, SAN DIEGO, CA 92110-2351

Mortgage

Document Number	0000868717
Date	Dec 28, 2021
Instrument	2021-0868717

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4286 MOUNT HERBERT AVE, SAN DIEGO, CA 92117-4723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHIGAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090826
Date	Feb 27, 2017
Instrument	2017-0090826

Lender

Name	SAN DIEGO FIREFIGHTERS FCU
Type	Credit Union
Address	SAN DIEGO, CA 92124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 26, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4286 MOUNT HERBERT AVE, SAN DIEGO, CA 92117-4723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EQUITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000252549
Date	Jun 6, 2017
Instrument	2017-0252549

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2037

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4286 MOUNT HERBERT AVE, SAN DIEGO, CA 92117-4723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE PINE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000447375
Date	Oct 8, 2019
Instrument	2019-0447375

Lender

Name	SAN DIEGO FIREFIGHTERS FCU
Type	Credit Union
Address	SAN DIEGO, CA 92124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 7, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4286 MOUNT HERBERT AVE, SAN DIEGO, CA 92117-4723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EQUITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000428872
Date	Sep 27, 2019
Instrument	2019-0428872

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4286 Mount Herbert Ave was $14,546, up 7.1% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,147,375 (+2%) Land $1,017,485 Building $129,890
2025	$14,546.00 (+7.13%) Homeowner's exemption	$1,124,879 Land $997,535 Building $127,344
2024	$13,578.00 (+10.2%)
2023	$12,321.00 (+93.39%)	$1,003,000 Land $889,000 Building $114,000
2022	$6,371.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4286 Mount Herbert Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4286 Mount Herbert Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 728 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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