St. Louis County property record for 4286 Lavaque Rd, Hermantown, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 2,696 sqft · built 1983 |
| Lot Size | 1.57 acres (68,389 sqft) |
| Owner | Individual Name on File |
| Last Sale | $497,000 (Jun 2026) |
| Tax Bill | $5,802 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2022 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 395-0010-03993 |
| Primary APN | 395-0010-03993 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,696 sqft Gross Area |
| 1st Floor Area | 1,960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 68,389 sqft (1.57 acres) |
| Garage Area | 576 sqft |
| Deck Area | 240 sqft |
| Storage Building | 144 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1133157 |
|---|---|
| Street Address | 4286 LAVAQUE RD |
| City | HERMANTOWN |
| State | MN |
| Zip | 55811-3667 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NLY 368.50 FT OF NW1/4 OF NW1/4 OF NW1/4EX NLY 160 FT & EX ELY 330 FT SERIAL # |
| Legal Range | 15W |
| Legal Township | 50N |
| Legal Section | 14 |
| Legal Subdivision | HERMANTOWN CITY OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | HERMANTOWN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 10301 |
4286 Lavaque Rd is owned and occupied by an individual who bought it in June 2026.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4286 LAVAQUE RD, HERMANTOWN, MN 55811-3667 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Jul 11, 2022 | Warranty Deed, Transfer |
| Jul 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Jan 14, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Feb 15, 2019 | Grant Deed, Transfer · FHA Mortgage NORTH SHORE BK/COMMERCE |
| Nov 29, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2026 · Amount on File |
| Deed Sale | Jun 9, 2026 · Amount on File |
| Prior Sale | Jul 11, 2022 · Amount on File |
| Deed Document Number | 20261533923 |
| Prior Transfer Date | Nov 19, 2018 |
| Prior Transfer Doc | 00A1345592 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 9, 2026 |
| Property Address | 4286 LAVAQUE RD, HERMANTOWN, MN 55811-3667 |
| Document Number | 0001533923 |
| Instrument Date | May 15, 2026 |
| Instrument | 20261533923 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | TITLE STREAM, TITLE TEAM |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165,650.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4286 LAVAQUE RD, HERMANTOWN, MN 55811-3667 |
| Document Number | 0001533923, |
|---|---|
| Date | Jun 9, 2026 |
| Instrument | 20261533923 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 11, 2022 |
| Property Address | 4286 LAVAQUE RD, HERMANTOWN, MN 55811-3667 |
| Document Number | 0001447175 |
| Instrument Date | Jun 20, 2022 |
| Instrument | 1447175 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,319.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 150 HARVESTER DR STE 201, 201, BURR RIDGE, IL 60527-6692 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 11, 2022 |
| Property Address | 4286 LAVAQUE RD, HERMANTOWN, MN 55811-3667 |
| Document Number | 0001447176 |
| Instrument Date | Jun 10, 2022 |
| Instrument | 1447176 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,319.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4286 LAVAQUE RD, HERMANTOWN, MN 55811-3667 |
| Document Number | 0001447177 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 1447177 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4286 LAVAQUE RD, HERMANTOWN, MN 55811-3667 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0001435330 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 1435330 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 166 Months |
| Due | Nov 9, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Feb 15, 2019 |
| Property Address | 4286 LAVAQUE RD, HERMANTOWN, MN 55811-3667 |
| Document Number | 0001350184 |
| Instrument Date | Feb 14, 2019 |
| Instrument | 1350184 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2019 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $973.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4286 LAVAQUE RD HERMANTOWN MN 558113667, HERMANTOWN, MN 55811-3667 |
| Document Number | 1350185 |
|---|---|
| Date | Feb 15, 2019 |
| Instrument | 1350185 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 14, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 29, 2018 |
| Property Address | 4286 LAVAQUE RD, HERMANTOWN, MN 55811-3667 |
| Document Number | 00A1345592 |
| Instrument Date | Nov 19, 2018 |
| Instrument | A1345592 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1.65 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4286 LAVAQUE RD HERMANTOWN MN 558113667, HERMANTOWN, MN 55811-3667 |
The 2026 property tax bill for 4286 Lavaque Rd was $5,802 with a homeowner's exemption, up 9.2% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Hermantown City |
| Unified School District | Hermantown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,802.00 (+9.22%) Homeowner's exemption | ||
| 2025 | $5,312.00 (+7.31%) Homeowner's exemption | $459,800 (+15.82%) Land $42,900 Building $416,900 | $459,800 (+15.82%) Land $42,900 Building $416,900 |
| 2024 | $4,950.00 | $397,000 Land $36,300 Building $360,700 | $397,000 Land $36,300 Building $360,700 |
| 2022 | $338,400 Land $34,100 Building $304,300 | $338,400 Land $34,100 Building $304,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4286 Lavaque Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4286 Lavaque Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hermantown serves 7,215 people · EPA ID MN1690043 |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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