4286 Lake Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 4286 Lake Rd E, Geneva, OH 44041

Property Summary

Property TypeFarm - Irrigated or Dry
Details3 bd · 2.5 ba · 4,758 sqft · built 1998
Lot Size19.3 acres (844,367 sqft)
Owner2 Individual Names on Record
Last Sale$360,000 (Nov 2011)
Tax Bill$13,648 (2025)
Deeds & MortgagesSep 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN17-047-00-096-00

Property Details

APN / Parcel Number

Primary APN17-047-00-096-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area4,758 sqft Gross Area
1st Floor Area1,801 sqft
Upper Floors Area901 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleOld Style
Exterior MaterialAluminum/Vinyl
Lot Area844,367 sqft (19.3 acres)
TerrainLow
Garage TypeAttached
Garage Area988 sqft
Parking Spaces11 Parking Spaces

Exterior Amenities

Pool Area460 sqft
PorchOpen Frame Porch
Porch Area725 sqft
Deck Area160 sqft
Patio Area160 sqft
Canopy380 sqft
Pole Barn1,216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4286 LAKE RD E
CityGENEVA
StateOH
Zip44041-7733
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Legal DescriptionSEC 1--53 & 125
Legal SubdivisionGENEVA LAND PARK
Legal Lot Number282
JurisdictionASHTABULA OH
Township / Civil DivisionGENEVA
Census Block Group1
Census Block1004
Census Tract603

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4286 LAKE RD E, GENEVA, OH 44041-7733
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 17, 2011 · Amount on Record
Deed SaleNov 17, 2011 · Amount on Record
Prior SaleSep 14, 1994 · Amount on Record
Deed Document Number201110891
Deed Book / Page505 / 2286
Last Transfer DateNov 21, 2014
Transfer Doc0000012042
Record UpdatedSep 20, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address4286 LAKE RD E, GENEVA, OH 44041-7733
Transaction TypeMortgage
Record UpdatedJul 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009625
DateSep 27, 2017
Book Page645/0206
Instrument201700009625
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueAug 24, 2047

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionGeneva Township
Unified School DistrictGeneva Area City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,648.00 (+89.16%)$166,400 (-) Land $29,860 Building $136,540$475,400 (-) Land $85,300 Building $390,100
2024$7,215.00 (-4.83%) Homeowner's exemption$166,400 (-) Land $29,860 Building $136,540
2023$7,581.00 (+23.01%) Homeowner's exemption$166,400 (+34.11%) Land $29,860 Building $136,540$475,400 (+34.1%) Land $85,300 Building $390,100
2022$6,163.00 Homeowner's exemption$124,080 Land $22,960 Building $101,120
2020$354,500 Land $65,600 Building $288,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1986–1998)
Claims Outside the SFHA2 of 3
Most Recent ClaimOct 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA CITY PWS
serves 5,924 people · EPA ID OH0401712
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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