4286 Gardendale Ct, Riverside, CA 92505 Property Records

Riverside County property record for 4286 Gardendale Ct, Riverside, CA 92505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,504 sqft · built 2002
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$510,000 (May 2020)
Tax Bill	$7,303 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`142-500-007`

Property Details

APN / Parcel Number

Primary APN	`142-500-007`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,504 sqft Living Area
Gross Area	3,233 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Wood
Roof Material	Tile
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	4286 GARDENDALE CT
City	RIVERSIDE
State	CA
Zip	92505-3461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.15 ACRES IN LOT 7 MB 302/034 TR 29089-2
Legal Subdivision	TRACT NO 29089 2
Legal Tract	29089-2
Legal Lot Number	7
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	3
Census Block	3001
Census Tract	41406

Owner

4286 Gardendale Ct is owned and occupied by an individual who bought it in May 2020.

Source: Riverside County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	4286 GARDENDALE CT, RIVERSIDE, CA 92505-3461
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPROUT MORTGAGE LLC
May 22, 2020	Quit Claim Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
May 22, 2020	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2020 · Amount on File
Deed Sale	May 22, 2020 · Amount on File
Prior Sale	Nov 26, 2013 · Amount on File
Deed Document Number	2020218356
Prior Transfer Date	May 5, 2020
Prior Transfer Doc	0000218357
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4286 GARDENDALE CT, RIVERSIDE, CA 92505-3461
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4286 GARDENDALE CT, RIVERSIDE, CA 92505-3461

Mortgage

Document Number	0000358131
Date	Nov 17, 2025
Instrument	2025-0358131

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	LIMA, OH 45801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4286 GARDENDALE CT, RIVERSIDE, CA 92505-3461
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	IN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4286 GARDENDALE CT, RIVERSIDE, CA 92505-3461

Mortgage

Document Number	0000106443
Date	Feb 18, 2021
Instrument	2021-0106443

Lender

Name	SPROUT MORTGAGE LLC
Type	Non-Lending Institution
Address	PORT SAINT LUCIE, FL 34986

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 22, 2020
Property Address	4286 GARDENDALE CT, RIVERSIDE, CA 92505-3461
Document Number	0000218357
Instrument Date	May 5, 2020
Instrument	218357
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4286 GARDENDALE CT RIVERSIDE CA 925053461, RIVERSIDE, CA 92505-3461

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 22, 2020
Property Address	4286 GARDENDALE CT, RIVERSIDE, CA 92505-3461
Document Number	0000218356
Instrument Date	May 5, 2020
Instrument	218356
Transaction Type	Transfer
Record Updated	Jun 3, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,122.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4286 GARDENDALE CT RIVERSIDE CA 925053461, RIVERSIDE, CA 92505-3461

Mortgage

Document Number	218358
Date	May 22, 2020
Instrument	218358

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4286 Gardendale Ct was $7,303 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Alvord Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$568,907 (+2%) Land $145,014 Building $423,893
2025	$7,303.00 Homeowner's exemption	$557,753 Land $142,171 Building $415,582
2023	$7,826.00 (+5.53%)	$536,097 Land $136,651 Building $399,446
2022	$7,416.00
2021			$546,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4286 Gardendale Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4286 Gardendale Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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