4286 E Gloria Dr, Hernando, FL 34442 Property Records

Citrus County property record for 4286 E Gloria Dr, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1988
Square Footage	1,590 sqft Living Area
Lot Size	10,333 sqft (0.237 acres)
Occupancy	Owner Occupied
Last Sale	$60,000 (2014)
Tax Bill	$726.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-01-4C000-003.A

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4286 E GLORIA DR, HERNANDO, FL 34442-2537
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 21, 2014 · Amount on Record
Deed Sale	Aug 21, 2014 · Amount on Record
Deed Doc Number	2014037301
Deed Book / Page	2640 / 0991
Record Refreshed	Jun 08, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	4286 E GLORIA DR, HERNANDO, FL 34442-2537
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028290545
Date	May 15, 2017
Book Page	2829/0545
Instrument	2017022889

Lender

Name	BRANNEN BANK
Type	Bank
Address	INVERNESS, FL 34451

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 10, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$726.00 (+9.34%) Homeowner's exemption Additional exemption filed	$228,320 (+12.12%) Land $28,500 Building $199,820	$228,320 (+12.12%) Land $28,500 Building $199,820
2024	$664.00 (+0.91%) Homeowner's exemption Additional exemption filed	$203,632 (+10.95%) Land $24,300 Building $179,332	$203,632 (+10.95%) Land $24,300 Building $179,332
2023	$658.00 (+3.79%) Homeowner's exemption Additional exemption filed	$183,528 (-7.98%) Land $27,000 Building $156,528	$183,528 (-7.98%) Land $27,000 Building $156,528
2022	$634.00 Homeowner's exemption Additional exemption filed	$199,451 Land $23,000 Building $176,451	$199,451 Land $23,000 Building $176,451

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	41.3 ft

Wildfire

Wildfire Risk	High above 75% of the US · above 61% of Florida
Wildfire Likelihood	About 1 in 259 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-18S-01-4C000-003.A`
Alternative APNs	`0118S19E4C000003A` `1585287`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,590 sqft Living Area
1st Floor	1,296 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1988
Architectural Style	Other Style
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Footing Foundation
Roof Construction	Gable Roof Construction
Roof Material	Fiberglass Roof
Lot Area	10,333 sqft (0.237 acres)
Depth X Width	93 ft x 101 ft Depth x Width
Garage Area	294 sqft Garage

Exterior Amenities

Patio Area	144 sqft Patio
Porch	Enclosed Porch
Porch Area	404 sqft Porch
Utility Building	80 sqft Utility Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	1585287
Old Parcel Number	0118S19E4C000003A
Street Address	4286 E GLORIA DR
City	HERNANDO
State	FL
Zip	34442-2537
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	FINGER A LOTS AN UNREC SUB LOT 3-A: COM AT SE COR OF LOT 44 BLK 21 RIVER LAKES MANOR UNIT 1 PB 3 PG 96 TH S 19 DEG 45M 20S E
Legal Range	19E
Legal Township	18S
Legal Section	01
Legal Subdivision	FINGER A RIVER LAKES
Legal Block	21
Legal Lot Number	3,44
Legal Unit	1
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	2
Census Block	2016
Census Tract	450105