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4286 Cloud Hopper Way, Lutz, FL 33559 Property Records

Pasco County property record for 4286 Cloud Hopper Way, Lutz, FL 33559

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,986 sqft · built 2022
Lot Size0.046 acres (2,006 sqft)
Owner2 Individual Names on Record
Last Sale$320,130 (Jun 2022)
Tax Bill$5,318 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-26-19-0150-00000-0220

Property Details

APN / Parcel Number

Primary APN14-26-19-0150-00000-0220
Alternative APN
  • 1926140150000000220

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,986 sqft Living Area
Gross Area2,266 sqft
1st Floor Area740 sqft
Upper Floors Area1,148 sqft
FlooringTile

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area2,006 sqft (0.046 acres)
Garage TypeAttached
Garage Area280 sqft
PorchFlorida Room
Porch Area98 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4286 CLOUD HOPPER WAY
CityLUTZ
StateFL
Zip33559-6874
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionVOLANTI PB 84 PG 132 LOT 22
Legal SubdivisionVOLANTI
Legal Tract150
Legal Lot Number22
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group2
Census Block2010
Census Tract32012

Owner

Source: Pasco County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4286 CLOUD HOPPER WAY, LUTZ, FL 33559-6874
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2022 · Amount on Record
Deed SaleJun 28, 2022 · Amount on Record
Deed Document Number2022143708
Deed Book / Page10643 / 2291
Record UpdatedSep 20, 2026

June 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPASCO FL
Recording DateJun 28, 2022
Property Address4286 CLOUD HOPPER WAY, LUTZ, FL 33559-6874
Document Number0106432291
Book / Page10643 / 2291
Map ReferenceMB 84 PG 132
Instrument DateJun 24, 2022
Instrument2022143708
Transaction TypeTransfer
Record UpdatedFeb 9, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,241.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4107 CRESCENT PARK DR, RIVERVIEW, FL 33578-3030

Transferred To (Grantee/Buyer)

NameVerified Name
Address4286 CLOUD HOPPER WAY, LUTZ, FL 33559-6874

Mortgage

Document Number0106432296
DateJun 28, 2022
Instrument10643/2296
Lender
NameMATTAMY HOME FUNDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$298,298 (-1.83%) Land $27,448 Building $270,850$298,298 (-1.83%) Land $27,448 Building $270,850
2025$5,318.00 (+7.46%)$303,853 (+9.99%) Land $27,448 Building $276,405$303,853 (+9.99%) Land $27,448 Building $276,405
2023$4,949.00 (+1,081.15%)$276,258 (+932.05%) Land $27,448 Building $248,810$276,258 (+932.05%) Land $27,448 Building $248,810
2022$419.00$26,768$26,768 Land $26,768

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 51 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies51 in force
Nearby Flood Claims17 (1979–2024)
Claims Outside the SFHA1 of 17
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 51% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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