Clermont County property record for 4286 Cider Mill Dr, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 972 sqft · built 1977 |
| Lot Size | 0.243 acres (10,585 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $111,500 (May 1998) |
| Tax Bill | $3,438 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-32-14B-318 |
| Primary APN | 41-32-14B-318 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 972 sqft Living Area |
| 1st Floor Area | 480 sqft |
| Basement Area | 456 sqft |
| Finished Basement | 456 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,585 sqft (0.243 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Deck Area | 192 sqft |
| Patio Area | 459 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Canopy | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Solar |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4286 CIDER MILL DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-1602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CIDER MILL; LOT 78 |
| Legal Subdivision | CIDER MILL |
| Legal Lot Number | 78 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 41403 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4286 CIDER MILL DR, CINCINNATI, OH 45245-1602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 15, 2017 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 1998 · Amount on Record |
| Deed Sale | May 1, 1998 · Amount on Record |
| Prior Sale | Aug 7, 1996 · Amount on Record |
| Last Transfer Date | Jul 22, 2021 |
| Transfer Doc | 0000025240 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Aug 4, 2021 |
| Property Address | 4286 CIDER MILL DR, CINCINNATI, OH 45245-1602 |
| Document Number | 0000025240 |
| Book / Page | 2890 / 112 |
| Map Reference | MB S PG 7 |
| Instrument Date | Jul 22, 2021 |
| Instrument | 202100025240 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4286 CIDER MILL DR, CINCINNATI, OH 45245-1602 |
| Document Number | 0000025241 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 202100025241 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4286 CIDER MILL DR, CINCINNATI, OH 45245-1602 |
| Document Number | 0000019766 |
| Book / Page | 002725 / 000373 |
| Instrument Date | Aug 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4286 CIDER MILL DR CINCINNATI OH 452451602, CINCINNATI, OH 45245-1602 |
| Document Number | 0000019766 |
|---|---|
| Date | Aug 28, 2017 |
| Book Page | 002725/000373 |
| Instrument | 19766 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2047 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,438.00 (-48.53%) | $67,170 (-) Land $12,570 Building $54,600 | |
| 2024 | $191,900 (-) Land $35,900 Building $156,000 | ||
| 2023 | $6,680.00 (+131.86%) Homeowner's exemption | $67,170 (+36%) Land $12,570 Building $54,600 | $191,900 (+36%) Land $35,900 Building $156,000 |
| 2022 | $2,881.00 Homeowner's exemption | $49,390 Land $9,100 Building $40,290 | |
| 2020 | $141,100 Land $26,000 Building $115,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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