Bay County property record for 4285 Zander Dr, Bay City, MI 48706
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,056 sqft · built 1969 |
| Lot Size | 0.217 acres (9,453 sqft) |
| Owner | Individual Name on File |
| Last Sale | $67,900 (Nov 1995) |
| Tax Bill | $1,866 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-M15-000-040-00 |
| Primary APN | 010-M15-000-040-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,056 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Lot Area | 9,453 sqft (0.217 acres) |
| Lot Dimensions | 135 ft deep x 70 ft wide |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4285 ZANDER DR |
|---|---|
| City | BAY CITY |
| State | MI |
| Zip | 48706-2247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 40 MT. VERNON SUB |
| Legal Subdivision | MT VERNON SUBDIVISION |
| Legal Lot Number | 40 |
| Jurisdiction | BAY MI |
| Township / Civil Division | BANGOR |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 285900 |
4285 Zander Dr is owned and occupied by an individual who acquired it in January 2005.
Source: Bay County records, as of May 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4285 ZANDER DR, BAY CITY, MI 48706-2247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 1995 · Amount on File |
| Deed Sale | Nov 10, 1995 · Amount on File |
| Deed Book / Page | 1383 / 304 |
| Last Transfer Date | Jan 4, 2005 |
| Transfer Doc | 0022960527 |
| Record Updated | Jun 8, 2026 |
The 2026 property tax bill for 4285 Zander Dr was $1,866 with a homeowner's exemption, up 85.7% from the year before.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Bangor Charter Township |
| Unified School District | Bangor Township Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,866.00 (+85.67%) Homeowner's exemption | $71,600 (+3.24%) | $143,200 (+3.24%) |
| 2025 | $1,005.00 Homeowner's exemption | $69,350 | $138,700 |
| 2023 | $51,450 | $102,900 | |
| 2022 | $1,437.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4285 Zander Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 8 (1983–2017) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Jun 2017 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4285 Zander Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR TOWNSHIP serves 11,999 people · EPA ID MI0000390 |
|---|---|
| Water Source | Purchased surface water from BAY AREA WATER SYSTEM |
| Last State Inspection | Nov 2025 |
| Also Mapped Here | BAY CO. DEPT OF WATER & SEWER |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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