4285 Old Oak Trce, Cumming, GA 30041 Property Records

Forsyth County property record for 4285 Old Oak Trce, Cumming, GA 30041

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,449 sqft · built 2000
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$849,900 (Nov 2022)
Tax Bill	$8,178 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`158-000-336`

Property Details

APN / Parcel Number

Primary APN	`158-000-336`
Alternative APNs	`0000244808` `158 336`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,449 sqft Living Area
1st Floor Area	1,593 sqft
Basement Area	1,593 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000244808
Street Address	4285 OLD OAK TRCE
City	CUMMING
State	GA
Zip	30041-5686
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR1
Legal Description	2-1 874 LT137 PH2 UN10 THREE CH FARM
Legal Subdivision	THREE CHIMNEYS FARM
Legal Phase	2
Legal Block	2
Legal Lot Number	137
Jurisdiction	FORSYTH GA
Township / Civil Division	BIG CREEK
Census Block Group	2
Census Block	2001
Census Tract	130609

Owner

4285 Old Oak Trce is owned and occupied by two individuals who bought it in November 2022.

Source: Forsyth County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4285 OLD OAK TRCE, CUMMING, GA 30041-5686
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Nov 15, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Apr 23, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BK
Jun 19, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TR CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2022 · Amount on File
Deed Sale	Nov 16, 2022 · Amount on File
Prior Sale	Sep 5, 2002 · Amount on File
Deed Book / Page	10877 / 580
Prior Transfer Date	Feb 25, 2011
Prior Transfer Doc	0059140245
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH GA
Recording Date	Nov 15, 2022
Property Address	4285 OLD OAK TRCE, CUMMING, GA 30041-5686
Document Number	0108770580
Book / Page	10877 / 580
Instrument Date	Nov 15, 2022
Instrument	2022-011734
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4285 OLD OAK TRCE, CUMMING, GA 30041-5686

Mortgage

Document Number	0108770000000583
Date	Nov 16, 2022
Book Page	0000010877/0000000583

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH GA
Recording Date	Nov 15, 2022
Property Address	4285 OLD OAK TRCE, CUMMING, GA 30041-5686
Document Number	0108770580
Book / Page	10877 / 580
Instrument Date	Nov 15, 2022
Instrument	2022-011734
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4285 OLD OAK TRCE, CUMMING, GA 30041-5686

Mortgage

Document Number	0010877583
Date	Nov 15, 2022
Instrument	10877/583

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	4285 OLD OAK TRCE, CUMMING, GA 30041-5686
Document Number	0094010323
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4285 OLD OAK TRCE CUMMING GA 300415686, CUMMING, GA 30041-5686

Mortgage

Document Number	0094010323
Date	Jun 10, 2020
Book Page	009401/000323

Lender

Name	TRUIST BK
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 9, 2045

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	4285 OLD OAK TRCE, CUMMING, GA 30041-5686
Document Number	0086450149
Instrument Date	Jun 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4285 OLD OAK TRCE CUMMING GA 300415686, CUMMING, GA 30041-5686

Mortgage

Document Number	0086450149
Date	Aug 13, 2018
Book Page	008645/000149

Lender

Name	BRANCH BANKING & TR CO
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 12, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4285 Old Oak Trce was $8,178 with exemptions applied, down 0.4% from the year before.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,178.00 (-0.44%) Homeowner's exemption Additional exemption filed	$342,608 Land $72,000 Building $270,608	$856,520 Land $180,000 Building $676,520
2024	$8,214.00 (+2.59%)
2023	$8,007.00 (+54.49%) Homeowner's exemption	$325,312 (+73.84%) Land $62,000 Building $263,312	$813,280 (+73.84%) Land $155,000 Building $658,280
2022	$5,183.00 Homeowner's exemption	$187,132 Land $40,000 Building $147,132	$467,830 Land $100,000 Building $367,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4285 Old Oak Trce in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4285 Old Oak Trce is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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