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4285 Nations Ln, Lady Lake, FL 32159 Property Records

Lake County property record for 4285 Nations Ln, Lady Lake, FL 32159

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,800 sqft · built 2022
Lot Size10.1 acres (440,624 sqft)
Owner2 Individual Names on File
Last Sale$141,000 (Jun 2021)
Tax Bill$7,952 (2024)
Deeds & MortgagesOct 2021 Mortgage
Jun 2021 Sale
Flood ZoneZone A (high risk)
APN02-18-24-0003-000-01900

Property Details

APN / Parcel Number

Primary APN02-18-24-0003-000-01900
Alternative APNs
  • 241802000300001900
  • 1237068

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,800 sqft Living Area
1st Floor Area2,800 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialBrick
Roof MaterialMetal
Lot Area440,624 sqft (10.1 acres)
View / LotWetland
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number1237068
Street Address4285 NATIONS LN
CityLADY LAKE
StateFL
Zip32159-2719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionW 1/4 OF SE 1/4 OF SW 1/4 ORB 5736 PG 255
Legal Range24E
Legal Township18S
Legal Section2
Legal Quarter3
Legal Tract0003
Legal Block1
Legal Lot Number19
JurisdictionLAKE FL
Township / Civil DivisionFRUITLAND PARK-LADY LAKE
Census Block Group1
Census Block1010
Census Tract30410

Owner

4285 Nations Ln is owned and occupied by two individuals who bought it in June 2021.

Source: Lake County records, as of November 26, 2025

Owner of Record2 Individual Names on File
Mailing Address4285 NATIONS LN, LADY LAKE, FL 32159-2719
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS FIRST BANK INC
Jun 23, 2021Warranty Deed, Transfer
FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2021 · Amount on File
Deed SaleJun 23, 2021 · Amount on File
Prior SaleSep 27, 2012
Deed Document Number20212021086211
Deed Book / Page5736 / 255
Prior Transfer DateNov 9, 2012
Prior Transfer Doc0042401925
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address4285 NATIONS LN, LADY LAKE, FL 32159-2719
Transaction TypeMortgage
Record UpdatedFeb 5, 2024
Title CompanyFIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2405 SE 157TH LANE RD, SUMMERFIELD, FL 34491-5089

Mortgage

Document Number0058170522
DateOct 19, 2021
Book Page5817/522
Instrument2021143835
Lender
NameCITIZENS FIRST BANK INC
TypeBank
AddressTHE VILLAGES, FL 32162
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJun 23, 2021
Property Address4285 NATIONS LN, LADY LAKE, FL 32159-2719
Document Number0057360255
Book / Page5736 / 255
Instrument DateJun 17, 2021
Instrument2021086211
Transaction TypeTransfer
Record UpdatedFeb 5, 2024
Title CompanyFLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY

Transaction

AmountAmount on Record
Tax$987.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address35819 TIMBERTOP LN, FRUITLAND PARK, FL 34731-5278

Transferred To (Grantee/Buyer)

NameVerified Name
Address41900 COUNTY ROAD 25, WEIRSDALE, FL 32195-5144

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$602,100 (+2.9%)$627,277 (-0.09%) Land $286,158 Building $341,119
2025$585,140 Land $286,158 Building $298,982$627,853 Land $286,158 Building $341,695
2024$7,952.00 (+6.48%)
2023$7,468.00 (+357.04%) Homeowner's exemption$552,094 (+367.99%)$552,094 (+367.99%) Land $219,533 Building $332,561
2022$1,634.00$117,971$117,971 Land $117,971

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4285 Nations Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4285 Nations Ln is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 59% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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