Santa Rosa County property record for 4285 Indiana Cir, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,482 sqft · built 1989 |
| Lot Size | 0.857 acres (37,331 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,318 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-1N-29-0000-01223-0000 |
| Primary APN | 10-1N-29-0000-01223-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,482 sqft Living Area |
| Gross Area | 2,802 sqft |
| 1st Floor Area | 1,482 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 37,331 sqft (0.857 acres) |
| Garage Type | Attached |
| Garage Area | 775 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 545 sqft |
| Patio Area | 228 sqft |
| Shed | 1 Shed |
| Shed Area | 2 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4285 INDIANA CIR |
|---|---|
| City | PACE |
| State | FL |
| Zip | 32571-1217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | **DESCRIPTION UPDATE FOR 2025** BEG AT SE COR OF NW4 OF NW4 10-1N-29W; TH N01*1615E 272.11 FT; TH N 77*0805W 192.08 FT; TH SLWY ALONG RD 77.55 FT; TH S41*2745E 332.54 FT TO POB BEING LT 16 BLK A OF UNREC WHITAKER ADDITION AS DES IN OR 1550 PG 287 & O |
| Legal Range | 29W |
| Legal Township | 1N |
| Legal Section | 10 |
| Legal Subdivision | WHITAKER ADD |
| Legal Block | A |
| Legal Lot Number | 16 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 10708 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4285 INDIANA CIR, PACE, FL 32571-1217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 2, 2024 |
| Transfer Doc | 0045480936 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4285 INDIANA CIR, PACE, FL 32571-1217 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TIMIOS TITLE |
| Name | Verified Name |
|---|---|
| Address | 4285 INDIANA CIR, PACE, FL 32571-1217 |
| Document Number | 0040370930 |
|---|---|
| Date | Dec 3, 2020 |
| Book Page | 4037/930 |
| Instrument | 202064823 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2035 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $131,436 (+2.9%) | $231,219 (+6.79%) Land $44,000 Building $187,219 | |
| 2024 | $1,318.00 (+19.28%) Homeowner's exemption | $127,732 (+3%) | $216,512 (+4.19%) Land $33,000 Building $183,512 |
| 2023 | $1,105.00 (+3.37%) Homeowner's exemption | $124,012 (+3%) | $207,810 (+4.92%) Land $27,500 Building $180,310 |
| 2022 | $1,069.00 Homeowner's exemption | $120,400 | $198,059 Land $19,800 Building $178,259 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 3 (2017–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Hotwire Communications.
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