Citrus County property record for 4285 E Lake Park Dr, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,688 sqft · built 1975 |
| Lot Size | 0.138 acres (6,018 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $174,900 (Jun 2019) |
| Tax Bill | $1,165 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jun 2019 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 19E-18S-14-0110-00400-028.0 |
| Primary APN | 19E-18S-14-0110-00400-028.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,688 sqft Living Area |
| 1st Floor Area | 1,688 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 6,018 sqft (0.138 acres) |
| Lot Dimensions | 102 ft deep x 62 ft wide |
| Garage Area | 260 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 192 sqft |
| Fence | Fence |
| Utility Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1602661 |
|---|---|
| Old Parcel Number | 1418S19E0110004000280 |
| Street Address | 4285 E LAKE PARK DR |
| City | HERNANDO |
| State | FL |
| Zip | 34442-3130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CLRMH COASTAL LAKES & RVR |
| Legal Description | APACHE SHORES UNIT 11 LOT 28 ---&--- N1/2 OF LOT 27 BLK 40 BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGIN AT THE MOST |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | APACHE SHORES UNIT 11 |
| Legal Block | 40 |
| Legal Lot Number | 27-28 |
| Legal Unit | 11 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 450105 |
Source: Citrus County records · APN 19E-18S-14-0110-00400-028.0
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4285 E LAKE PARK DR, HERNANDO, FL 34442-3130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 19, 2019 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Dec 18, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| May 12, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| May 23, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 11, 2019 · Amount on Record |
| Deed Sale | Jun 11, 2019 · Amount on Record |
| Prior Sale | May 23, 2017 |
| Deed Document Number | 0029841221 |
| Deed Book / Page | 2869 / 1853 |
| Prior Transfer Date | Dec 18, 2017 |
| Prior Transfer Doc | 2017056969 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 4285 E LAKE PARK DR, HERNANDO, FL 34442-3130 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4285 E LAKE PARK DR, HERNANDO, FL 34442-3130 |
| Document Number | 0032041501 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 3204/1501 |
| Instrument | 2021062921 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Jul 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jun 19, 2019 |
| Property Address | 4285 E LAKE PARK DR, HERNANDO, FL 34442-3130 |
| Document Number | 0029841221 |
| Book / Page | 2984 / 1221 |
| Map Reference | MB 5 PG 36 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 2019031748 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,224.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1913 KIMBERLY LN, 1913, INVERNESS, FL 34452-4409 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4285 E LAKE PARK DR, HERNANDO, FL 34442-3130 |
| Document Number | 29841223 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 2984-1223 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Dec 18, 2017 |
| Property Address | 4285 E LAKE PARK DR, HERNANDO, FL 34442-3130 |
| Document Number | 0028691853 |
| Book / Page | 002869 / 001853 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 56969 |
| Transaction Type | Transfer |
| Record Updated | Jan 04, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $192.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1913 KIMBERLY LN INVERNESS FL 344524409, INVERNESS, FL 34452-4409 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | May 12, 2017 |
| Property Address | 4285 E LAKE PARK DR, HERNANDO, FL 34442-3130 |
| Document Number | 0028281784 |
| Book / Page | 002828 / 001784 |
| Instrument Date | May 11, 2017 |
| Instrument | 22552 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4285 E LAKE PARK DR HERNANDO FL 344423130, HERNANDO, FL 34442-3130 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | May 23, 2017 |
| Property Address | 4285 E LAKE PARK DR, HERNANDO, FL 34442-3130 |
| Document Number | 0028302227 |
| Book / Page | 002830 / 002227 |
| Instrument Date | May 11, 2017 |
| Instrument | 24278 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4285 E LAKE PARK DR HERNANDO FL 344423130, HERNANDO, FL 34442-3130 |
Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,165.00 (+7.67%) Homeowner's exemption Additional exemption filed | $216,180 (-2.56%) Land $11,250 Building $204,930 | $216,180 (-2.56%) Land $11,250 Building $204,930 |
| 2024 | $1,082.00 (+3.24%) Homeowner's exemption Additional exemption filed | $221,857 (+3.89%) Land $11,250 Building $210,607 | $221,857 (+3.89%) Land $11,250 Building $210,607 |
| 2023 | $1,048.00 (+6.72%) Homeowner's exemption Additional exemption filed | $213,559 (+76.96%) Land $11,250 Building $202,309 | $213,559 (+76.96%) Land $11,250 Building $202,309 |
| 2022 | $982.00 Homeowner's exemption Additional exemption filed | $120,685 Land $7,500 Building $113,185 | $120,685 Land $7,500 Building $113,185 |
Source: FEMA National Flood Hazard Layer as of January 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 176 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ROLLING OAKS SUBDIVISION public/private · serves 11,572 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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