4285 DC Dr, Concord, NC 28025 Property Records

Cabarrus County property record for 4285 DC Dr, Concord, NC 28025

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,650 sqft · built 1994
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (May 2025)
Tax Bill	$1,533 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11046A0055.000000`

Property Details

APN / Parcel Number

Primary APN	`11046A0055.000000`
Alternative APNs	`5538 58 7235` `128613` `155036`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,650 sqft Living Area
Gross Area	2,010 sqft
1st Floor Area	1,650 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2015
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	210 ft deep x 103 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft

Exterior Amenities

Porch	Patio
Porch Area	272 sqft
Patio Area	88 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	155036
Street Address	4285 DC DR
City	CONCORD
State	NC
Zip	28025-8893
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	MDR
Legal Description	LT 55 SOUTHBROOK
Legal Subdivision	SOUTHBROOK MHP I-V
Legal Lot Number	55
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	5
Census Block	5000
Census Tract	40501

Owner

Source: Cabarrus County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4285 DC DR, CONCORD, NC 28025-8893
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Warranty Deed, Transfer · VA Mortgage LOW VA RATES LLC
Feb 15, 2019	Warranty Deed, Transfer · Conventional Mortgage STATE EMPS CU
Jul 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage NOVA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2025 · Amount on Record
Deed Sale	May 21, 2025 · Amount on Record
Prior Sale	May 2, 2022 · Amount on Record
Deed Document Number	202510897
Deed Book / Page	17442 / 131
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 2, 2022
Property Address	4285 DC DR, CONCORD, NC 28025-8893
Document Number	0001600276
Book / Page	16002 / 76
Map Reference	MB 26 PG 88
Instrument Date	Apr 8, 2022
Transaction Type	Transfer
Record Updated	May 18, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$448.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6024 HILLTOP DR, 6024, WATAUGA, TX 76148-1360

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4285 DC DR, CONCORD, NC 28025-8893

Mortgage

Document Number	0160020078
Date	May 2, 2022
Instrument	16002-0078

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 15, 2019
Property Address	4285 DC DR, CONCORD, NC 28025-8893
Document Number	1337523
Book / Page	013375 / 000023
Instrument Date	Feb 15, 2019
Instrument	3496
Transaction Type	Transfer
Record Updated	Feb 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4285 DC DR CONCORD NC 280258893, CONCORD, NC 28025-8893

Mortgage

Document Number	1337525
Date	Feb 15, 2019
Book Page	013375/000025
Instrument	3497

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 14, 2034

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4285 DC DR, CONCORD, NC 28025-8893
Document Number	12605218
Book / Page	012605 / 000218
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4285 DC DR CONCORD NC 280258893, CONCORD, NC 28025-8893

Mortgage

Document Number	12605218
Date	Jul 31, 2017
Book Page	012605/000218
Instrument	19444

Lender

Name	NOVA CU
Address	CHARLOTTE, NC 28208

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 30, 2037

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,533.00 (+68.83%)	$223,560 (+104.29%) Land $45,000 Building $178,560
2024			$223,560 (+104.29%) Land $45,000 Building $178,560
2023	$908.00	$109,430 Land $11,500 Building $97,930	$109,430 Land $11,500 Building $97,930

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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