4285 55th St, Vero Beach, FL 32967 Property Records

Indian River County property record for 4285 55th St, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,428 sqft · built 2008
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Owner Names on File
Last Sale	$241,300 (Apr 2008)
Tax Bill	$1,644 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`32-39-16-00007-0000-00093.0`

Property Details

APN / Parcel Number

Primary APN	`32-39-16-00007-0000-00093.0`
Alternative APN	`45355`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,428 sqft Living Area
1st Floor Area	1,956 sqft
2nd Floor Area	1,472 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Clay Tile
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	138 ft deep x 55 ft wide
Garage Area	464 sqft
Driveway	Driveway
Driveway Area	578 sqft
Porch	Open Porch
Porch Area	20 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	45355
Street Address	4285 55TH ST
City	VERO BEACH
State	FL
Zip	32967-2423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	VEROLAGO PHASE 5 LOT 93 PBI 20-44
Legal Range	39
Legal Township	32
Legal Section	16
Legal Subdivision	VEROLAGO PHASE 5
Legal Phase	5
Legal Lot Number	93
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1005
Census Tract	50811

Owner

The current owner of 4285 55th St bought it in April 2008.

Source: Indian River County records, as of March 5, 2026

Owner of Record	2 Owner Names on File
Mailing Address	4285 55TH ST, VERO BEACH, FL 32967-2423
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2008 · Amount on File
Deed Sale	Apr 7, 2008 · Amount on File
Deed Document Number	1914083
Deed Book / Page	2255 / 0206
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	4285 55TH ST, VERO BEACH, FL 32967-2423
Document Number	0030852315
Book / Page	003085 / 002315
Instrument Date	Dec 30, 2017
Transaction Type	Mortgage
Record Updated	Feb 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4285 55TH ST VERO BEACH FL 329672423, VERO BEACH, FL 32967-2423

Mortgage

Document Number	0030852315
Date	Jan 17, 2018
Book Page	003085/002315
Instrument	2770

Lender

Name	MIDFLORIDA CU
Address	VERO BEACH, FL 32967

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 16, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4285 55th St was $1,644.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,644.00	$128,208	$530,822 Land $46,750 Building $484,072
2023	$1,308.00 (+3.48%)	$120,966 (+3%)	$498,882 (+16.74%) Land $38,250 Building $460,632
2022	$1,264.00	$117,443	$427,361 Land $38,250 Building $389,111

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4285 55th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 94 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	94 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4285 55th St is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20