42840 Lytle Ln, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 42840 Lytle Ln, Leonardtown, MD 20650

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,080 sqft · built 1987
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$248,900 (Oct 2019)
Tax Bill$3,479 (2025)
Deeds & MortgagesMay 2021 Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-037703

Property Details

APN / Parcel Number

Primary APN03-037703
Alternative APNs
  • 3037703
  • 037703

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,080 sqft Total Area
Basement Area960 sqft
Finished Basement960 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeDetached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area370 sqft
Deck Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number037703
Street Address42840 LYTLE LN
CityLEONARDTOWN
StateMD
Zip20650-3410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionLOT 8 SECTION 1 BROOKSIDE SUBD
Legal SubdivisionBROOKSIDE SUB
Legal Lot Number8
JurisdictionST MARY'S MD
Township / Civil Division3, LEONARDTOWN
Census Block Group1
Census Block1012
Census Tract875501

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address42840 LYTLE LN, LEONARDTOWN, MD 20650-3410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2021Deed of Trust, Mortgage · USDA Mortgage
UNITED STATES OF AMERICA
Oct 23, 2019Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2019 · Amount on Record
Deed SaleOct 23, 2019 · Amount on Record
Prior SaleOct 28, 2010 · Amount on Record
Deed Book / Page5190 / 165
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY'S MD
Property Address42840 LYTLE LN, LEONARDTOWN, MD 20650-3410
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanySERVICE LINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address42840 LYTLE LN, LEONARDTOWN, MD 20650-3410

Mortgage

Document Number0057780002
DateMay 18, 2021
Book Page5778/2
Lender
NameUNITED STATES OF AMERICA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term341 Months
DueOct 1, 2049

October 2019: Deed, Transfer

Document TypeDeed
JurisdictionST MARY'S MD
Recording DateOct 23, 2019
Property Address42840 LYTLE LN, LEONARDTOWN, MD 20650-3410
Document Number0051900165
Book / Page5190 / 165
Map ReferenceMB 21 FO 14
Instrument DateSep 10, 2019
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyHERITAGE TITLE LTD

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,811.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty

Mortgage

Document Number5190172
DateOct 23, 2019
Instrument5190/172
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$312,267 (+10.17%)$317,000 (+2.29%) Land $114,000 Building $203,000
2025$3,479.00 (+14.37%)
2023$3,042.00$283,433$309,900 Land $114,000 Building $195,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 82% of Maryland
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Breezeline
Cable
1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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