42827 Cumulus Ter, Ashburn, VA 20148 Property Records

Loudoun County property record for 42827 Cumulus Ter, Ashburn, VA 20148

Property Summary

Property Type	Townhouse
Details	4 bd · 3 ba · 3,026 sqft · built 2018
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$655,460 (Aug 2018)
Tax Bill	$6,608 (2026)
Deeds & Mortgages	Feb 2024 Second Mortgage Sep 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`160-29-2704-000`

Property Details

APN / Parcel Number

Primary APN	`160-29-2704-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,026 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	42827 CUMULUS TER
City	ASHBURN
State	VA
Zip	20148-7577
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PDAAAR
Legal Description	BRAMBLETON ACTIVE ADULT LB A LOT 6000 201707210044889/90P
Legal Subdivision	BRAMBLETON ACTIVE ADULT LB A
Legal Block	1
Legal Lot Number	6000
Jurisdiction	LOUDOUN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1042
Census Tract	611026

Owner

42827 Cumulus Ter, a townhouse, is owned and occupied by two individuals who bought it in August 2018.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42827 CUMULUS TER, ASHBURN, VA 20148-7577
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Sep 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
May 8, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Aug 22, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage INTERCOASTAL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2018 · Amount on File
Deed Sale	Aug 22, 2018 · Amount on File
Deed Document Number	201849195
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	42827 CUMULUS TER, ASHBURN, VA 20148-7577
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003903
Date	Feb 1, 2024
Instrument	202402010003903

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jan 1, 2039

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	42827 CUMULUS TER, ASHBURN, VA 20148-7577
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101579
Date	Sep 30, 2021
Instrument	202109300101579

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.13%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	42827 CUMULUS TER, ASHBURN, VA 20148-7577
Document Number	20200527038512
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42827 CUMULUS TER ASHBURN VA 201487577, ASHBURN, VA 20148-7577

Mortgage

Document Number	20200527038512
Date	May 27, 2020
Instrument	38512

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 26, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

August 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LOUDOUN VA
Recording Date	Aug 22, 2018
Property Address	42827 CUMULUS TER, ASHBURN, VA 20148-7577
Document Number	20180822049195
Instrument Date	Aug 21, 2018
Instrument	49195
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$655.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42827 CUMULUS TER ASHBURN VA 201487577, ASHBURN, VA 20148-7577

Mortgage

Document Number	20180822049196
Date	Aug 22, 2018
Instrument	49196

Lender

Name	INTERCOASTAL MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 42827 Cumulus Ter was $6,608.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,608.00	$820,910 Land $240,000 Building $580,910	$820,910 Land $240,000 Building $580,910
2023	$6,721.00	$768,150 Land $235,000 Building $533,150	$768,150 Land $235,000 Building $533,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42827 Cumulus Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42827 Cumulus Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300

May also be available: Xfinity.

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