42826 Rachel Ct, Indio, CA 92203 Property Records

Riverside County property record for 42826 Rachel Ct, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,499 sqft · built 2022
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on Record
Last Sale	$375,000 (Jul 2020)
Tax Bill	$8,157 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`606-050-021`

Property Details

APN / Parcel Number

Primary APN	`606-050-021`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,499 sqft Living Area
Gross Area	3,798 sqft
1st Floor Area	2,499 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Roof Material	Tile
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	535 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	42826 RACHEL CT
City	INDIO
State	CA
Zip	92203-1743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R28000
Legal Description	.25 ACRES IN LOT 8 MB 325/081 TR 26196
Legal Subdivision	TRACT 26196
Legal Tract	26196
Legal Lot Number	8
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2003
Census Tract	45214

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 2399, RANCHO MIRAGE, CA 92270-1086
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK
Jan 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Jan 9, 2023	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV
Jul 14, 2020	Grant Deed, Transfer FNTG BUILDER SERVICES, FNTG BUILDER SVCS
Jul 14, 2020	Quit Claim Deed, Transfer FNTG BUILDER SERVICES, FNTG BUILDER SVCS
Feb 2, 2017	Grant Deed, Transfer FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2020 · Amount on Record
Deed Sale	Jul 14, 2020 · Amount on Record
Prior Sale	Feb 2, 2017 · Amount on Record
Deed Document Number	2020306715
Last Transfer Date	Jul 21, 2021
Transfer Doc	0000442340
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	42826 RACHEL CT, INDIO, CA 92203-1743
Transaction Type	Mortgage
Record Updated	Aug 29, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELTIY TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000721229
Date	Dec 7, 2021
Instrument	2021-0721229

Lender

Name	FIRST BANK
Type	Bank
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	42826 RACHEL CT, INDIO, CA 92203-1743
Transaction Type	Mortgage
Record Updated	Aug 29, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71137 PATRICIA PARK PL, RANCHO MIRAGE, CA 92270-2336

Mortgage

Document Number	0000017601
Date	Jan 20, 2023
Instrument	2023-0017601

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	Other
Max Rate	11.7%

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 9, 2023
Property Address	42826 RACHEL CT, INDIO, CA 92203-1743
Document Number	0000005525
Map Reference	MB 325 PG 81&82
Instrument Date	Jan 4, 2023
Instrument	2023-0005525
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 2399, RANCHO MIRAGE, CA 92270-1086

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 14, 2020
Property Address	42826 RACHEL CT, INDIO, CA 92203-1743
Document Number	0000306715
Instrument Date	Jun 30, 2020
Instrument	306715
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transaction

Amount	Amount Recorded
Tax	$413.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PC BOX 2399 RANCHO MIRAGE CA 92270, RANCHO MIRAGE, CA 92270

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 14, 2020
Property Address	42826 RACHEL CT, INDIO, CA 92203-1743
Document Number	0000306714
Instrument Date	Jun 17, 2020
Instrument	306714
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	78115 CALLE ESTADO #215 LA QUINTA CA 922533919, 215, LA QUINTA, CA 92253-3919

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 2, 2017
Property Address	42826 RACHEL CT, INDIO, CA 92203-1743
Document Number	0000044520
Instrument Date	Jan 30, 2017
Instrument	44520
Transaction Type	Transfer
Record Updated	Feb 9, 2017
Title Company	FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transaction

Amount	Amount Recorded
Tax	$192.50
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	78115 CALLE ESTADO #205 LA QUINTA CA 922533919, 205, LA QUINTA, CA 92253-3919

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$639,938 (+2%) Land $82,804 Building $557,134
2025	$8,157.00 (+5.09%)	$627,391 (+4.04%) Land $81,181 Building $546,210
2023	$7,762.00 (+508.78%)	$603,030 (+688.27%) Land $78,030 Building $525,000
2022	$1,275.00	$76,500 Land $76,500
2021			$355,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MYOMA DUNES MUTUAL WATER COMPANY private · serves 9,445 people · EPA ID CA3310051
Water Source	Groundwater
Last State Inspection	Apr 2025
Also Mapped Here	COACHELLA VWD: COVE COMMUNITY
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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