Clermont County property record for 4282 Terrace Dr, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 924 sqft · built 1958 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $114,300 (Aug 2006) |
| Tax Bill | $2,884 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-42-45.-009 |
| Primary APN | 41-42-45.-009 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 924 sqft Living Area |
| 1st Floor Area | 352 sqft |
| Basement Area | 352 sqft |
| Finished Basement | 352 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 19,994 sqft (0.459 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Patio Area | 48 sqft |
| Shed | 1 Shed |
| Shed Area | 130 sqft |
| Lean-To | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4282 TERRACE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-1420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALPINE TERRACE; LOT 9 |
| Legal Subdivision | ALPINE TERRACE |
| Legal Lot Number | 9 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 41403 |
Source: Clermont County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4282 TERRACE DR, CINCINNATI, OH 45245-1420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING |
| Mar 18, 2020 | Grant Deed, Transfer · FHA Mortgage PARAMOUNT RESID'L MTG |
| Feb 26, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2006 · Amount on Record |
| Deed Sale | Aug 1, 2006 · Amount on Record |
| Prior Sale | Dec 1, 1989 · Amount on Record |
| Deed Document Number | 200626429 |
| Deed Book / Page | 1996 / 1466 |
| Last Transfer Date | Feb 7, 2020 |
| Transfer Doc | 0000004770 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Aug 10, 2026 |
| Property Address | 4282 TERRACE DR, CINCINNATI, OH 45245-1420 |
| Document Number | 0000018156 |
| Book / Page | 3030 / 4571 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202618156 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4282 TERRACE DR, CINCINNATI, OH 45245-1420 |
| Document Number | 0000018156, |
|---|---|
| Date | Aug 10, 2026 |
| Book Page | 3030/4571 |
| Instrument | 202618156 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Mar 18, 2020 |
| Property Address | 4282 TERRACE DR, CINCINNATI, OH 45245-1420 |
| Document Number | 0000006707 |
| Book / Page | 002833 / 002151 |
| Instrument Date | Mar 5, 2020 |
| Instrument | 6707 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2020 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $516.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4282 TERRACE DR CINCINNATI OH 452451420, CINCINNATI, OH 45245-1420 |
| Document Number | 6708 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 002833/002153 |
| Instrument | 6708 |
| Name | PARAMOUNT RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 17, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Feb 26, 2020 |
| Property Address | 4282 TERRACE DR, CINCINNATI, OH 45245-1420 |
| Document Number | 0000004770 |
| Book / Page | 002831 / 002697 |
| Instrument Date | Feb 7, 2020 |
| Instrument | 4770 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4282 TERRACE DR CINCINNATI OH 452451420, CINCINNATI, OH 45245-1420 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,884.00 (-49.39%) | $57,300 (-) Land $11,970 Building $45,330 | |
| 2024 | $163,700 (-) Land $34,200 Building $129,500 | ||
| 2023 | $5,699.00 (+154.08%) Homeowner's exemption | $57,300 (+48.83%) Land $11,970 Building $45,330 | $163,700 (+48.82%) Land $34,200 Building $129,500 |
| 2022 | $2,243.00 Homeowner's exemption | $38,500 Land $8,050 Building $30,450 | |
| 2020 | $110,000 Land $23,000 Building $87,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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