Champaign County property record for 4282 Post Rd, Urbana, OH 43078
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 3 ba · 1,989 sqft · built 1988 |
| Lot Size | 0.801 acres (34,910 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $234,900 (Aug 2019) |
| Tax Bill | $3,001 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Jul 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 021573-0 |
| Primary APN | 021573-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,989 sqft Living Area |
| Gross Area | 2,688 sqft |
| 1st Floor Area | 1,344 sqft |
| Attic | Attic |
| Attic Area | 645 sqft |
| Family Room | Family Room |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 34,910 sqft (0.801 acres) |
| Lot Dimensions | 253 ft deep x 86 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 340 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 021573-0 |
|---|---|
| Street Address | 4282 POST RD |
| City | URBANA |
| State | OH |
| Zip | 43078-9258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RTS 11-05-13 __ THE COLONY SUB 3LOT 38 |
| Legal Range | 11W |
| Legal Township | 11N |
| Legal Section | 13 |
| Legal Subdivision | THE COLONY SUB |
| Legal Lot Number | 38 |
| Jurisdiction | CHAMPAIGN OH |
| Township / Civil Division | URBANA |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 11504 |
Source: Champaign County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4282 POST RD, URBANA, OH 43078-9258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Aug 9, 2022 | Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC |
| Jul 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL BANK |
| Apr 29, 2021 | Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC |
| Aug 8, 2019 | Warranty Deed, Transfer · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2019 · Amount on Record |
| Deed Sale | Aug 8, 2019 · Amount on Record |
| Prior Sale | Aug 19, 2010 · Amount on Record |
| Deed Document Number | 20193071 |
| Deed Book / Page | 567 / 405 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Property Address | 4282 POST RD, URBANA, OH 43078-9258 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4282 POST RD, URBANA, OH 43078-9258 |
| Document Number | 00586/4677 |
|---|---|
| Date | Aug 9, 2022 |
| Book Page | 586/4677 |
| Instrument | 202200004034 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Property Address | 4282 POST RD, URBANA, OH 43078-9258 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 566/3269 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 566/3269 |
| Instrument | 201900002481 |
| Name | SECURITY NATIONAL BANK |
|---|---|
| Type | Lending Institution |
| Address | SPRINGFIELD, OH 45502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Property Address | 4282 POST RD, URBANA, OH 43078-9258 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | BETTERS TITLE & SETTLEMENT, BETTERS TITLE AND SETTLEMENT |
| Name | Verified Name |
|---|
| Document Number | 577/4386 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | 577/4386 |
| Instrument | 202100002305 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Recording Date | Aug 8, 2019 |
| Property Address | 4282 POST RD, URBANA, OH 43078-9258 |
| Document Number | 567/0405 |
| Book / Page | 567 / 0405 |
| Map Reference | VOL E PG 99 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 201900003071 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Title Company | TEAM TITLE AND CLOSING SERVICES, TEAM TITLE & CLOSING SVC LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4282 POST RD, URBANA, OH 43078-9258 |
| Document Number | 201900003072 |
|---|---|
| Date | Aug 8, 2019 |
| Instrument | 201900003072 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
Source: Champaign County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Champaign County |
| County Subdivision | Urbana Township |
| Unified School District | Urbana City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,001.00 (-0.92%) | $86,630 (+12.84%) Land $14,540 Building $72,090 | $247,520 (+12.84%) Land $41,540 Building $205,980 |
| 2024 | $3,029.00 (-9.04%) | $76,770 (-) Land $10,180 Building $66,590 | |
| 2023 | $3,330.00 (-0.54%) | $76,770 (-) Land $10,180 Building $66,590 | $219,350 (-) Land $29,080 Building $190,270 |
| 2022 | $3,348.00 | $76,770 Land $10,180 Building $66,590 | $219,350 Land $29,080 Building $190,270 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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