Oceana County property record for 4282 N Ridge Rd, Mears, MI 49436
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.64 acres (114,998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Aug 2022) |
| Tax Bill | $3,710 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-004-300-12 |
| Primary APN | 006-004-300-12 |
|---|
| Lot Area | 114,998 sqft (2.64 acres) |
|---|
| Street Address | 4282 N RIDGE RD |
|---|---|
| City | MEARS |
| State | MI |
| Zip | 49436-9309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL 1: SW 1/4 SEC 4, T15N R18W, GOLDEN TWP, COM AT W 1/4 COR SEC 4, TH S 00?00'00'' E ALG W SEC LN 660.08 FT TO POB, TH S |
| Legal Range | 18W |
| Legal Township | 15N |
| Legal Section | 04 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | GOLDEN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11000 |
4282 N Ridge Rd is owned and occupied by an individual who bought it in August 2022.
Source: Oceana County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2411 DAME RD, WHITEHALL, MI 49461-9736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2022 · Amount on File |
| Deed Sale | Aug 11, 2022 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Aug 11, 2022 |
| Property Address | 4282 N RIDGE RD, MEARS, MI 49436-9309 |
| Document Number | 2022/17121 |
| Book / Page | 2022 / 17121 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 202200004852 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 138 ASHCROFT DR, 138, BOLINGBROOK, IL 60490-4539 |
| Name | Verified Name |
|---|---|
| Address | 2411 DARNE RD, WHITEHALL, MI 49461 |
| Document Number | 202200004853 |
|---|---|
| Date | Aug 11, 2022 |
| Instrument | 202200004853 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
The 2025 property tax bill for 4282 N Ridge Rd was $3,710 with a homeowner's exemption.
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Golden Township |
| Unified School District | Hart Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $162,500 (+12.69%) Land $162,500 | $325,000 (+12.69%) Land $325,000 | |
| 2025 | $3,710.00 Homeowner's exemption | $144,200 Land $144,200 | $288,400 Land $288,400 |
| 2023 | $119,500 Land $119,500 | $239,000 (-) Land $239,000 | |
| 2022 | $3,722.00 | $239,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4282 N Ridge Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1979–2021) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4282 N Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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