4282 N Ridge Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 4282 N Ridge Rd E, Geneva, OH 44041

Property Summary

Property Type	Restaurant
Details	2 bd · 1.5 ba · 3,832 sqft · built 1930
Lot Size	5.33 acres (232,175 sqft)
Owner	Individual Name on Record
Last Sale	$147,100 (Nov 2023)
Tax Bill	$3,086 (2025)
Deeds & Mortgages	Dec 2023 Transfer Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-027-00-025-00`

Property Details

APN / Parcel Number

Primary APN	`17-027-00-025-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Units	3 Units
Stories	1 Story
Building Area	3,832 sqft Gross Area
1st Floor Area	1,504 sqft
Upper Floors Area	240 sqft
Basement Area	576 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Lot Area	232,175 sqft (5.33 acres)
Terrain	Low
View / Lot	Neighborhood / Spot

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	360 sqft
Patio Area	360 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4282 N RIDGE RD E
City	GENEVA
State	OH
Zip	44041-8230
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	SEC 1--21
Legal Subdivision	GENEVA SEC 01
Legal Lot Number	21
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	3
Census Block	3010
Census Tract	702

Owner

Source: Ashtabula County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4282 N RIDGE RD E, GENEVA, OH 44041-8230
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Intrafamily Transfer, Transfer FRANKLIN BLAIR TITLE AGENCY
Nov 21, 2023	Warranty Deed, Transfer JOYCE RENNIE
Jul 19, 2017	Deed of Trust, Mortgage · Line of Credit LAKEVIEW FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2023 · Amount on Record
Deed Sale	Nov 21, 2023 · Amount on Record
Prior Sale	Oct 18, 2006 · Amount on Record
Deed Document Number	202310647
Deed Book / Page	808 / 1334
Last Transfer Date	Dec 15, 2023
Transfer Doc	0000011379
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ASHTABULA OH
Recording Date	Dec 15, 2023
Property Address	4282 N RIDGE RD E, GENEVA, OH 44041-8230
Document Number	0000011379
Book / Page	809 / 2426
Instrument Date	Dec 15, 2023
Instrument	2023-00011379
Transaction Type	Transfer
Record Updated	Feb 9, 2024
Title Company	FRANKLIN BLAIR TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4282 N RIDGE RD E, GENEVA, OH 44041-8230

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Nov 21, 2023
Property Address	4282 N RIDGE RD E, GENEVA, OH 44041-8230
Document Number	0000010647
Book / Page	808 / 1334
Instrument Date	Nov 18, 2023
Instrument	2023-00010647
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	FRANKLIN BLAIR TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4282 N RIDGE RD E, GENEVA, OH 44041-8230

Mortgage

Document Number	0000010648
Date	Nov 21, 2023
Instrument	2023-00010648

Lender

Name	JOYCE RENNIE
Type	Private Party

Agreement

Amount	Amount Recorded
Term	67 Months
Due	Jun 1, 2029

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	4282 N RIDGE RD E, GENEVA, OH 44041-8230
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007001
Date	Jul 19, 2017
Book Page	640/0813
Instrument	201700007001

Lender

Name	LAKEVIEW FCU
Type	Credit Union
Address	ASHTABULA, OH 44004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 18, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,086.00 (+29.18%)	$37,630 (-) Land $15,330 Building $22,300	$107,500 (-) Land $43,800 Building $63,700
2023	$2,389.00 (+1.19%)	$37,630 (+1.79%) Land $15,330 Building $22,300	$107,500 (+1.8%) Land $43,800 Building $63,700
2022	$2,361.00	$36,970 Land $14,670 Building $22,300
2020			$105,600 Land $41,900 Building $63,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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