4282 N 3rd St, Kalamazoo, MI 49009 Property Records

Kalamazoo County property record for 4282 N 3rd St, Kalamazoo, MI 49009

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,196 sqft · built 1990
Lot Size2.75 acres (119,790 sqft)
Owner2 Individual Names on File
Tax Bill$5,293 (2025)
Deeds & MortgagesJul 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN05-05-255-020

Property Details

APN / Parcel Number

Primary APN05-05-255-020

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,196 sqft Living Area
1st Floor Area1,292 sqft
Basement Area1,292 sqft
Unfinished Basement1,292 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area119,790 sqft (2.75 acres)
Lot Dimensions189 ft deep x 200 ft wide
Garage Area724 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address4282 N 3RD ST
CityKALAMAZOO
StateMI
Zip49009-8520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionSEC 5-2-12 BEG IN N & S 1/4 LI 737 FT N OF C 1/4 POST TH N THEREON 200 FT TH E PAR E & W 1/4 LI 600 FT TH S 200 FT TH W 600
Legal Range12
Legal Township02
Legal Section05
JurisdictionKALAMAZOO MI
Township / Civil DivisionOSHTEMO
Census Block Group1
Census Block1000
Census Tract2908

Owner

4282 N 3rd St is owned and occupied by two individuals.

Source: Kalamazoo County records, as of September 24, 2026

Owner of Record2 Individual Names on File
Mailing Address4282 N 3RD ST, KALAMAZOO, MI 49009-8520
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKALAMAZOO MI
Property Address4282 N 3RD ST, KALAMAZOO, MI 49009-8520
Transaction TypeMortgage
Record UpdatedAug 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4282 N 3RD ST, KALAMAZOO, MI 49009-8520

Mortgage

Document Number2021029211
DateJul 20, 2021
Instrument2021-029211
Lender
NameCOMERICA BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 12, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 4282 N 3rd St was $5,293 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKalamazoo County
County SubdivisionOshtemo Charter Township
Unified School DistrictOtsego Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$171,100$342,200
2025$5,293.00 Homeowner's exemption
2023$154,400$308,800
2019$4,070.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4282 N 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4282 N 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on N 3rd St

Nearby Streets

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