San Diego County property record for 4282 Moraga Ave, San Diego, CA 92117
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,284 sqft · built 1975 |
| Lot Size | 0.271 acres (11,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,375,000 (Sep 2019) |
| Tax Bill | $19,374 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 676-261-02-00 |
| Primary APN | 676-261-02-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,284 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 11,800 sqft (0.271 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 4170310200 |
|---|---|
| Street Address | 4282 MORAGA AVE |
| City | SAN DIEGO |
| State | CA |
| Zip | 92117-4520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1-7 |
| Legal Description | LOT 3462 TR 003306 |
| Legal Subdivision | CLAIREMONT ARMS |
| Legal Tract | 003306 |
| Legal Block | 4 |
| Legal Lot Number | 3462 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 8503 |
4282 Moraga Ave is owned and occupied by an individual who bought it in September 2019.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4282 MORAGA AVE, SAN DIEGO, CA 92117-4520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC |
| Sep 9, 2019 | Grant Deed, Transfer QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2019 · Amount on File |
| Deed Sale | Sep 9, 2019 · Amount on File |
| Prior Sale | Apr 25, 1983 · Amount on File |
| Deed Document Number | 2019387773 |
| Prior Transfer Date | Jun 5, 1994 |
| Prior Transfer Doc | 0000375444 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4282 MORAGA AVE, SAN DIEGO, CA 92117-4520 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT |
| Name | Verified Name |
|---|---|
| Address | 4282 MORAGA AVE, SAN DIEGO, CA 92117-4520 |
| Document Number | 0000175848 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 2022-0175848 |
| Name | WATERMARK CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 9, 2019 |
| Property Address | 4282 MORAGA AVE, SAN DIEGO, CA 92117-4520 |
| Document Number | 0000387773 |
| Instrument Date | Jul 23, 2019 |
| Instrument | 387773 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,512.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4282 MORAGA AVE SAN DIEGO CA 921174520, SAN DIEGO, CA 92117-4520 |
| Document Number | 387774 |
|---|---|
| Date | Sep 9, 2019 |
| Instrument | 387774 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Sep 8, 2034 |
The 2025 property tax bill for 4282 Moraga Ave was $19,374.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,533,834 (+2%) Land $1,227,068 Building $306,766 | |
| 2025 | $19,374.00 | $1,503,759 Land $1,203,008 Building $300,751 |
| 2023 | $17,740.00 (+2.73%) | $1,445,368 Land $1,156,295 Building $289,073 |
| 2022 | $17,269.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4282 Moraga Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4282 Moraga Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, San Diego Broadband.
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