4282 Hwy 550 E, Garner, KY 41817 Property Records

Knott County property record for 4282 Hwy 550 E, Garner, KY 41817

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,048 sqft · built 1943
Lot Size	13 acres (566,280 sqft)
Owner	Individual Name on File
Last Sale	$200 (Aug 2005)
Deeds & Mortgages	Nov 2025 Sale Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`059-10 00 027.08`

Property Details

APN / Parcel Number

Primary APN	`059-10 00 027.08`
Alternative APNs	`104392` `23539`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,048 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Exterior Material	Brick/Stone
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	566,280 sqft (13 acres)
Terrain	Rolling
Driveway	Gravel Driveway
Porch	Slab
Porch Area	271 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Space Heater

Location & Zoning

Account Number	104392
Street Address	4282 HIGHWAY 550 E
City	GARNER
State	KY
Zip	41817-9055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	14 AC & DW
Jurisdiction	KNOTT KY
Township / Civil Division	MOUSIE
Census Block Group	2
Census Block	2028
Census Tract	960100

Owner

4282 Hwy 550 E is owned and occupied by an individual who acquired it in October 2025.

Source: Knott County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	4282 HIGHWAY 550 E, GARNER, KY 41817-9055
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Other, Transfer
Sep 20, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2005 · Amount on File
Deed Sale	Aug 9, 2005 · Amount on File
Prior Sale	Aug 5, 2005 · Amount on File
Deed Book / Page	226 / 541
Last Transfer Date	Oct 24, 2025
Transfer Doc	0010011100
Record Updated	Oct 29, 2026

November 2025: Other, Transfer

Document Type	Other
Jurisdiction	KNOTT KY
Recording Date	Nov 20, 2025
Property Address	4282 HIGHWAY 550 E, GARNER, KY 41817-9055
Document Number	0000314/35
Book / Page	314 / 35
Instrument Date	Nov 20, 2025
Instrument	10011195
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4282 HIGHWAY 550 E, GARNER, KY 41817-9055

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KNOTT KY
Recording Date	Sep 20, 2022
Property Address	4282 HIGHWAY 550 E, GARNER, KY 41817-9055
Document Number	000300/204
Book / Page	300 / 204
Instrument Date	Sep 19, 2022
Instrument	10005846
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4282 HIGHWAY 550 E, GARNER, KY 41817-9055

Tax Assessment & Valuation

Source: Knott County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Knott County
Unified School District	Knott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,000 (+12.5%) Land $15,000 Building $30,000	$45,000 (+12.5%) Land $15,000 Building $30,000
2025	Homeowner's exemption	$40,000 Land $1,400 Building $38,600	$40,000 Land $1,400 Building $38,600
2023	Homeowner's exemption	$40,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4282 Hwy 550 E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2003 · Severe Storms, Flooding, Mud And Rock Slides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4282 Hwy 550 E is high, ranking above 79% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 92% of Kentucky
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HINDMAN MUN WATER WORKS serves 1,883 people · EPA ID KY0600198
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Thacker-Grigsby Telephone Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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