4282 Garrett Creek Loop, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 4282 Garrett Creek Loop, Pontotoc, MS 38863

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,200 sqft · built 1979
Lot Size12.4 acres (540,580 sqft)
OwnerIndividual Name on Record
Last Sale$67,800 (Feb 2019)
Tax Bill$521 (2025)
Deeds & MortgagesFeb 2019 Mortgage
Feb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN163-06-000-004

Property Details

APN / Parcel Number

Primary APN163-06-000-004
Alternative APN
  • 9749

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft
FlooringVinyl/Resilient
Interior WallsPaneling

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area540,580 sqft (12.4 acres)
Utility Building112 sqft

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Account Number9749
Street Address4282 GARRETT CREEK LOOP
CityPONTOTOC
StateMS
Zip38863-6117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description12.41 AC SE1/4 DB 514-66 12/90 380-191; 148-465; 605-195 20062182 5/3/06 20085679 11/20/08 20121584 4/11/12 20190585 2/11/19
Legal Range04E
Legal Township11S
Legal Section06
JurisdictionPONTOTOC MS
Township / Civil Division5
Census Block Group2
Census Block2047
Census Tract950400

Owner

Source: Pontotoc County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4282 GARRETT CREEK LOOP, PONTOTOC, MS 38863-6117
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2019Deed of Trust, Mortgage
JEFFREY TUTOR
Feb 11, 2019Warranty Deed, Transfer
FIRST CHOICE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 11, 2019 · Amount on Record
Deed SaleFeb 11, 2019 · Amount on Record
Deed Document Number2019586
Record UpdatedSep 20, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address4282 GARRETT CREEK LOOP, PONTOTOC, MS 38863-6117
Transaction TypeMortgage
Record UpdatedJun 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4282 GARRETT CREEK LOOP, PONTOTOC, MS 38863-6117

Mortgage

Document Number2019000588
DateFeb 11, 2019
Instrument2019000588
Lender
NameJEFFREY TUTOR
TypePrivate Party
Address4333 HIGHWAY 336, PONTOTOC, MS 38863
Agreement
AmountAmount Recorded
Term13 Months
DueMar 11, 2020

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPONTOTOC MS
Recording DateFeb 11, 2019
Property Address4282 GARRETT CREEK LOOP, PONTOTOC, MS 38863-6117
Document Number2019000586
Instrument DateFeb 7, 2019
Instrument2019000586
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10789 HIGHWAY 9 S, 10789, PONTOTOC, MS 38863-9115

Transferred To (Grantee/Buyer)

NameVerified Name
Address4282 GARRETT CREEK LOOP, PONTOTOC, MS 38863-6117

Mortgage

Document Number2019000587
DateFeb 11, 2019
Instrument2019000587
Lender
NameFIRST CHOICE BANK
TypeBank
Agreement
AmountAmount Recorded
Term144 Months
DueFeb 7, 2031

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
Unified School DistrictPontotoc City Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$521.00 (+3.99%) Homeowner's exemption$3,923 (-0.18%)$38,466 (-0.11%) Land $8,873 Building $29,593
2023$501.00 Homeowner's exemption$3,930$38,507 Land $8,914 Building $29,593

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tombigbee Fiber
Fiber
2,000 / 1,000
Fulton Telephone Company
Fiber
1,000 / 1,000
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Garrett Creek Loop

Nearby Streets

Search Property Records by Address or Parcel Number