4282 Circle Dr, Wayzata, MN 55391 Property Records

Hennepin County property record for 4282 Circle Dr, Wayzata, MN 55391 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 3.5 ba · 2,384 sqft · built 1955
Lot Size	2.41 acres (105,415 sqft)
Owner	2 Individual Names on File
Last Sale	$805,000 (Dec 2019)
Tax Bill	$15,519 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-117-22-32-0045`

Property Details

APN / Parcel Number

Primary APN	`19-117-22-32-0045`

Interior

Bedrooms	1 Bed
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,384 sqft Living Area
Gross Area	3,886 sqft
1st Floor Area	2,384 sqft
Basement Area	1,502 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1995
Architectural Style	Ranch
Lot Area	105,415 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	4282 CIRCLE DR
City	WAYZATA
State	MN
Zip	55391-3624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T REG. LAND SURVEY NO. 0306 TRACT D, AND THAT PART OF TRACT C, WHICH LIES WEST OF A LINE DRAWN FROM A POINT ON THE NORTHWESTERLY LINE OF SAID TRACT C, DISTANT 13.5 FEET T IRREGULAR
Legal Range	22
Legal Township	117
Legal Section	19
Legal Quarter	32
Legal Subdivision	REG. LAND SURVEY NO. 0306
Legal Tract	D,C
Legal Block	5
Jurisdiction	HENNEPIN MN
Township / Civil Division	DEEPHAVEN
Census Block Group	5
Census Block	5002
Census Tract	27400

Owner

Source: Hennepin County records · APN 19-117-22-32-0045

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4282 CIRCLE DR, WAYZATA, MN 55391-3624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 06, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 17, 2019	Warranty Deed, Transfer WELLS FARGO BK
Jul 19, 2019	Trustee's Deed, Construction Loan · Construction Mortgage THINK MUTUAL BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 17, 2019 · Amount on Record
Deed Sale	Dec 17, 2019 · Amount on Record
Prior Sale	Jul 07, 2015 · Amount on Record
Deed Document Number	20195673403
Prior Transfer Date	Jan 21, 2013
Prior Transfer Doc	0005038022
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Recording Date	Jul 06, 2026
Property Address	4282 CIRCLE DR, WAYZATA, MN 55391-3624
Document Number	0006210918
Instrument Date	Jun 25, 2026
Instrument	20266210918
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4282 CIRCLE DR, WAYZATA, MN 55391-3624

Mortgage

Document Number	0006210918,
Date	Jul 06, 2026
Instrument	20266210918

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 22, 2041

Interest

Rate	5.87%
Max Rate	-1%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Dec 17, 2019
Property Address	4282 CIRCLE DR, WAYZATA, MN 55391-3624
Document Number	0005673403
Instrument Date	Nov 18, 2019
Instrument	5673403
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,737.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4282 CIRCLE DR WAYZATA MN 553913624, WAYZATA, MN 55391-3624

Mortgage

Document Number	5673406
Date	Dec 17, 2019
Instrument	5673406

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%

July 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 19, 2019
Property Address	4282 CIRCLE DR, WAYZATA, MN 55391-3624
Instrument Date	Apr 24, 2019
Instrument	5631630
Transaction Type	Construction Loan
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4282 CIRCLE DR WAYZATA MN 553913624, WAYZATA, MN 55391-3624

Mortgage

Document Number	0005631630
Date	Jul 19, 2019
Instrument	5631630

Lender

Name	THINK MUTUAL BK
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 18, 2020

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Deephaven City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,519.00 (+35.09%)	$1,231,900 (+24.56%) Land $563,500 Building $668,400	$1,231,900 (+24.56%) Land $563,500 Building $668,400
2023	$11,488.00 Homeowner's exemption
2022		$989,000 Land $391,000 Building $598,000	$989,000 Land $391,000 Building $598,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), updated December 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 140 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Lumen Technologies	DSL	140 / 20

May also be available at this address: Xfinity, BIF IV Intrepid HoldCo. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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