Clermont County property record for 4281 Value Springs, Cincinnati, OH 45245
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,274 sqft · built 2021 |
| Owner | Individual Name on File |
| Last Sale | $216,900 (Aug 2022) |
| Tax Bill | $3,879 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-68-08A-102 |
| Primary APN | 41-68-08A-102 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,274 sqft Living Area |
| 1st Floor Area | 1,274 sqft |
| Family Room | Family Room |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood |
| Porch | Slab |
| Porch Area | 116 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Street Address | 4281 VALUE SPGS |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-3502 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | TWELVE OAKS CONDO PHASE 2; UNIT 16-102 |
| Legal Subdivision | TWELVE OAKS CONDO |
| Legal Phase | 2 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 41403 |
4281 Value Springs, a condominium, is owned and occupied by an individual who bought it in August 2022.
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4281 VALUE SPGS, CINCINNATI, OH 45245-3502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2022 | Deed of Trust, Mortgage · Unknown FISCHER LENDING COMPANY LLC |
| Aug 3, 2022 | Deed, Subdivision Related Transfer · Conventional Mortgage VICTORY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2022 · Amount on File |
| Deed Sale | Aug 3, 2022 · Amount on File |
| Deed Document Number | 202220059 |
| Deed Book / Page | 2925 / 5958 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4281 VALUE SPGS, CINCINNATI, OH 45245-3502 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000005332 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 2912/2189 |
| Instrument | 202200005332 |
| Name | FISCHER LENDING COMPANY LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FT MITCHELL, KY 41017 |
| Type | Unknown |
|---|---|
| Amount | Amount on Record |
| Term | 14 Months |
| Due | Mar 31, 2023 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Aug 3, 2022 |
| Property Address | 4281 VALUE SPGS, CINCINNATI, OH 45245-3502 |
| Document Number | 0000020059 |
| Book / Page | 2925 / 5958 |
| Map Reference | MB 2908 PG 5888-5892 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 202200020059 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 29, 2024 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593 |
| Name | Verified Name |
|---|---|
| Address | 4281 VALUE SPRINGS DR, CINCINNATI, OH 45245-3502 |
| Document Number | 0000020060 |
|---|---|
| Date | Aug 3, 2022 |
| Instrument | 202200020060 |
| Name | VICTORY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
The 2025 property tax bill for 4281 Value Springs was $3,879 with a homeowner's exemption.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,879.00 | $77,080 Land $18,450 Building $58,630 | |
| 2024 | $220,200 (-) Land $52,700 Building $167,500 | ||
| 2023 | $7,666.00 Homeowner's exemption | $77,080 Land $18,450 Building $58,630 | $220,200 Land $52,700 Building $167,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4281 Value Springs in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4281 Value Springs is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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