4281 SW Pine Cove Ct, Stuart, FL 34997 Property Records

Martin County property record for 4281 SW Pine Cove Ct, Stuart, FL 34997

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,753 sqft · built 2012
Lot Size	0.062 acres (2,709 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Oct 2018)
Tax Bill	$2,868 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-38-41-007-000-0003.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`41-38-41-007-000-0003.0-0-0000`
Alternative APNs	`41-38-41-007-000-00030-0` `143125`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,753 sqft Living Area
Gross Area	1,993 sqft
1st Floor Area	758 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	2,709 sqft (0.062 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch
Porch Area	65 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	143125
Street Address	4281 SW PINE COVE CT
City	STUART
State	FL
Zip	34997-3051
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUDR
Legal Description	LOT 3 PH 2 WHITEMARSH RESERVE PUD (PB 16 PG 38)
Legal Range	41E
Legal Township	38S
Legal Section	41
Legal Subdivision	WHITEMARSH RESERVE
Legal Block	2
Legal Lot Number	3
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2001
Census Tract	1103

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4281 SW PINE COVE CT, STUART, FL 34997-3051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Aug 19, 2022	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Oct 11, 2018	Warranty Deed, Transfer · FHA Mortgage CAPITAL PARTNERS MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2018 · Amount on Record
Deed Sale	Oct 11, 2018 · Amount on Record
Prior Sale	Sep 16, 2014 · Amount on Record
Deed Document Number	20182720186
Deed Book / Page	3021 / 426
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4281 SW PINE COVE CT, STUART, FL 34997-3051
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4281 SW PINE COVE CT, STUART, FL 34997-3051

Mortgage

Document Number	0035521960
Date	Mar 6, 2026
Book Page	3552/1960
Instrument	3173921

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	308 Months
Due	Nov 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4281 SW PINE COVE CT, STUART, FL 34997-3051
Transaction Type	Mortgage
Record Updated	Sep 12, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4281 SW PINE COVE CT, STUART, FL 34997-3051

Mortgage

Document Number	0033311415
Date	Aug 19, 2022
Book Page	3331/1415
Instrument	2976544

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Nov 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Oct 11, 2018
Property Address	4281 SW PINE COVE CT, STUART, FL 34997-3051
Document Number	0030210426
Book / Page	03021 / 0426
Map Reference	MB16 PG38
Instrument Date	Oct 11, 2018
Instrument	2720186
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 GREENTREE CT, 204, JUPITER, FL 33458-5565

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4281 SW PINE COVE CT, STUART, FL 34997-3051

Mortgage

Document Number	0002720187
Date	Oct 11, 2018
Instrument	2720187

Lender

Name	CAPITAL PARTNERS MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,868.00 (-1.1%) Homeowner's exemption	$223,942 (+5.99%)	$312,230 (+4.36%) Land $80,000 Building $232,230
2024	$2,900.00 (+2.04%)
2023	$2,842.00 (+3.87%) Additional exemption filed	$211,293 (+3%)	$299,180 (+18.34%) Land $72,000 Building $227,180
2022	$2,736.00 Homeowner's exemption	$205,139	$252,820 Land $45,000 Building $207,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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