4281 Skipjack Cv, Niceville, FL 32578 Property Records

Okaloosa County property record for 4281 Skipjack Cv, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,960 sqft · built 2012
Lot Size0.044 acres (1,894 sqft)
Owner2 Individual Names on File
Last Sale$455,000 (Aug 2026)
Tax Bill$4,876 (2023)
Deeds & MortgagesAug 2026 Sale & Mortgage
Aug 2026 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APNC56-001-032-9361-9

Property Details

APN / Parcel Number

Primary APNC56-001-032-9361-9
Alternative APNs
  • 15-1S-22-1501-0000-0310
  • 22S115150100000310

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,960 sqft Living Area
Gross Area2,289 sqft
1st Floor Area1,241 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area1,894 sqft (0.044 acres)
Garage TypeAttached
Garage Area264 sqft
PorchSlab
Porch Area65 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4281 SKIPJACK CV
CityNICEVILLE
StateFL
Zip32578-7150
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMARINA LANDING BUNGALOWS LOT 31
Legal Range22W
Legal Township01S
Legal Section15
Legal SubdivisionMARINA LANDING BUNGALOWS
Legal Lot Number31
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group3
Census Block3006
Census Tract21002

Owner

4281 Skipjack Cv is owned and occupied by two individuals who bought it in August 2026.

Source: Okaloosa County records, as of September 17, 2026

Owner of Record2 Individual Names on File
Mailing Address4281 SKIPJACK CV, NICEVILLE, FL 32578-7150
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2026Warranty Deed, Transfer · VA Mortgage
UNIVERSITY BANK
Aug 28, 2026Warranty Deed, Transfer
SUNBELT TITLE COMPANY, SUNBELT TITLE
Feb 13, 2024Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Apr 3, 2023Warranty Deed, Transfer · VA Mortgage
AFFINITY MORTGAGE LLC
Oct 9, 2020Deed of Trust, Mortgage · VA Mortgage
PRIMELENDING
Dec 30, 2021Warranty Deed, Transfer · Conventional Mortgage
WRIGHT-PATT CREDIT UNION INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2026 · Amount on File
Deed SaleAug 28, 2026 · Amount on File
Prior SaleAug 28, 2026 · Amount on File
Deed Document Number20263835813
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 28, 2026
Property Address4281 SKIPJACK CV, NICEVILLE, FL 32578-7150
Document Number0003835813
Instrument DateJun 25, 2026
Instrument20263835813
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanySUNBELT TITLE COMPANY, SUNBELT TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$321,685.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4281 SKIPJACK CV, NICEVILLE, FL 32578-7150

Mortgage

Document Number0003835814,
DateAug 28, 2026
Instrument20263835814
Lender
NameUNIVERSITY BANK
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 28, 2026
Property Address4281 SKIPJACK CV, NICEVILLE, FL 32578-7150
Document Number0003835811
Instrument DateJun 10, 2026
Instrument20263835811
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanySUNBELT TITLE COMPANY, SUNBELT TITLE

Transaction

AmountAmount on Record
Tax$321,685.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address100 RESERVE RD, DANBURY, CT 06810-5267
InvestorPossibly a Property Investor

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address4281 SKIPJACK CV, NICEVILLE, FL 32578-7150
Transaction TypeMortgage
Record UpdatedMar 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4281 SKIPJACK CV, NICEVILLE, FL 32578-7150

Mortgage

Document Number0003670914
DateFeb 13, 2024
Instrument3670914
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2054

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateApr 3, 2023
Property Address4281 SKIPJACK CV, NICEVILLE, FL 32578-7150
Document Number0036684552
Book / Page3668 / 4552
Map ReferenceMB 25 PG 11
Instrument DateApr 3, 2023
Instrument3615367
Transaction TypeTransfer
Record UpdatedApr 25, 2023
Title CompanyNOT AVAILABLE, OLD SOUTH LAND TITLE CO INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,219.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1513 GLENLAKE CIR, NICEVILLE, FL 32578-3826

Transferred To (Grantee/Buyer)

NameVerified Name
Address4281 SKIPJACK CV, NICEVILLE, FL 32578-7150

Mortgage

Document Number0036684554
DateApr 3, 2023
Instrument3668/4554
Lender
NameAFFINITY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2053

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address4281 SKIPJACK CV, NICEVILLE, FL 32578-7150
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4281 SKIPJACK CV, NICEVILLE, FL 32578-7150

Mortgage

Document Number0034974442
DateOct 9, 2020
Book Page3497/4442
Instrument3397683
Lender
NamePRIMELENDING
TypeMortgage Company
AddressDALLAS, TX 75252
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateDec 30, 2021
Property Address4281 SKIPJACK CV, NICEVILLE, FL 32578-7150
Document Number0035960632
Book / Page3596 / 632
Map ReferenceMB 25 PG 11&12
Instrument DateDec 22, 2021
Instrument3516592
Transaction TypeTransfer
Record UpdatedJan 31, 2022
Title CompanyBRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,975.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9018 CALPIN PKWY, 9018, CLARENCE CENTER, NY 14032-9552

Transferred To (Grantee/Buyer)

NameVerified Name
Address4281 SKIPJACK CV, NICEVILLE, FL 32578-7150
InvestorPossibly a Property Investor

Mortgage

Document Number0003596634
DateDec 30, 2021
Instrument3596/634
Lender
NameWRIGHT-PATT CREDIT UNION INC
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$421,133$429,930 Land $128,700 Building $301,230
2023$4,876.00 (+5.27%)$409,774 (+6.19%) Land $108,632 Building $301,142$409,774 (+6.19%) Land $108,632 Building $301,142
2022$4,632.00$385,898 Land $103,459 Building $282,439$385,898 Land $103,459 Building $282,439

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4281 Skipjack Cv in Zone X, an area of minimal flood risk, though there have been 89 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 218 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 units insured
incl. 60 condo units
Nearby Flood Claims89 (1994–2020)
Claims Outside the SFHA20 of 89
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Frances, Sep 2004 · 49 claims
  • Hurricane Georges, Sep 1998 · 15 claims
  • Hurricane Opal, Oct 1995 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4281 Skipjack Cv is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY BLUEWATER BAY-RAINTREE
serves 17,592 people · EPA ID FL1460775
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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