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4281 Ramsgate Ln, Bloomfield Hills, MI 48302 Property Records

Oakland County property record for 4281 Ramsgate Ln, Bloomfield Hills, MI 48302

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,311 sqft · built 1978
Lot Size0.363 acres (15,812 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Apr 2010)
Tax Bill$4,245 (2025)
Deeds & MortgagesMar 2021 Mortgage
Nov 2019 Transfer
Flood ZoneZone X (minimal risk)
APNX-18-13-404-006

Property Details

APN / Parcel Number

Primary APNX-18-13-404-006

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area3,311 sqft Living Area
1st Floor Area1,864 sqft
Basement Area1,834 sqft
Finished Basement1,834 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof TypeGable
Lot Area15,812 sqft (0.363 acres)
Lot Dimensions160 ft deep x 98.9 ft wide
Garage Area589 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area260 sqft
Deck Area229 sqft
Patio Area229 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4281 RAMSGATE LN
CityBLOOMFIELD HILLS
StateMI
Zip48302-1636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT2N, R9E, SEC 13 WABEEK TWO LOT 97
Legal Range09E
Legal Township02N
Legal Section13
Legal SubdivisionWABEEK TWO
Legal Lot Number97
JurisdictionOAKLAND MI
Township / Civil DivisionWEST BLOOMFIELD
Census Block Group1
Census Block1009
Census Tract156300

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4281 RAMSGATE LN, BLOOMFIELD HILLS, MI 48302-1636
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
SUCCESS MORTGAGE PARTNERS INC
Nov 7, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 2010 · Amount on Record
Deed SaleApr 14, 2010 · Amount on Record
Deed Document Number201071022
Deed Book / Page41990 / 690
Last Transfer DateNov 4, 2019
Transfer Doc0000186879
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4281 RAMSGATE LN, BLOOMFIELD HILLS, MI 48302-1636
Transaction TypeMortgage
Record UpdatedApr 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4281 RAMSGATE LN, BLOOMFIELD HILLS, MI 48302-1636

Mortgage

Document Number0000061068
DateMar 9, 2021
Book Page55845/393
Instrument61068
Lender
NameSUCCESS MORTGAGE PARTNERS INC
TypeMortgage Company
AddressPLYMOUTH, MI 48170
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term298 Months
DueJan 1, 2046

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateNov 7, 2019
Property Address4281 RAMSGATE LN, BLOOMFIELD HILLS, MI 48302-1636
Document Number0000186879
Book / Page053480 / 000443
Instrument DateNov 4, 2019
Instrument186879
Transaction TypeTransfer
Record UpdatedDec 16, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4281 RAMSGATE LN BLOOMFIELD HILLS MI 483021636, BLOOMFIELD HILLS, MI 48302-1636

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionWest Bloomfield Charter Township
Unified School DistrictBloomfield Hills School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,245.00 (-48.32%) Homeowner's exemption$343,840 (+30.03%) Land $30,100 Building $313,740$687,680 (+30.03%) Land $60,200 Building $627,480
2024$8,214.00 (+9.84%)
2023$528,860 Land $60,200 Building $468,660
2022$7,478.00$264,430 Land $30,100 Building $234,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMFIELD TOWNSHIP
serves 41,691 people · EPA ID MI0000790
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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