Larimer County property record for 4281 Prairie Ct, Windsor, CO 80550
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,414 sqft · built 2001 |
| Lot Size | 2.3 acres (100,188 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (Apr 2010) |
| Tax Bill | $5,045 (2025) |
| Deeds & Mortgages | Sep 2025 Reverse Mortgage |
| APN | 86364-05-008 |
| Primary APN | 86364-05-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,414 sqft Living Area |
| Gross Area | 5,172 sqft |
| 1st Floor Area | 2,236 sqft |
| Basement Area | 2,178 sqft |
| Finished Basement | 2,178 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 100,188 sqft (2.3 acres) |
| View / Lot | Traffic |
| Garage Type | Attached |
| Garage Area | 758 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Wood Porch |
|---|---|
| Porch Area | 406 sqft |
| Deck Area | 216 sqft |
| Patio Area | 648 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1594645 |
|---|---|
| Street Address | 4281 PRAIRIE CT |
| City | WINDSOR |
| State | CO |
| Zip | 80550-2565 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8, BLOCK 1, THE RANCH AT HIGHLAND MEADOWS, WIN |
| Legal Range | 68W |
| Legal Township | 6N |
| Legal Section | 36 |
| Legal Subdivision | RANCH AT HIGHLAND MEADOWS |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | LOVELAND |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 1714 |
Source: Larimer County records, as of May 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4281 PRAIRIE CT, WINDSOR, CO 80550-2565 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2010 · Amount on Record |
| Deed Sale | Apr 30, 2010 · Amount on Record |
| Prior Sale | Jan 5, 2010 |
| Deed Document Number | 201024056 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 4281 PRAIRIE CT, WINDSOR, CO 80550-2565 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | UNKNOWN, ARS |
| Name | Verified Name |
|---|---|
| Address | 4281 PRAIRIE CT, WINDSOR, CO 80550-2565 |
| Document Number | 0000044504 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 20250044504 |
| Name | MUTUAL OF OMAHA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 990 Months |
| Due | Mar 15, 2108 |
Source: Larimer County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Municipality | Windsor Town |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,045.00 (+8.42%) | $57,806 (-5.28%) Land $15,625 Building $42,181 | $924,900 (+1.54%) Land $250,000 Building $674,900 |
| 2024 | $4,653.00 (+3.24%) | ||
| 2023 | $4,507.00 (+6.73%) | $61,030 (+32.63%) Land $16,750 Building $44,280 | $910,900 (+37.58%) Land $250,000 Building $660,900 |
| 2022 | $4,223.00 | $46,016 Land $14,734 Building $31,282 | $662,100 Land $212,000 Building $450,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Colorado |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2022 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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