4281 N 5th St, Fresno, CA 93726 Property Records

Fresno County property record for 4281 N 5th St, Fresno, CA 93726

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,589 sqft · built 1958
Lot Size	0.145 acres (6,324 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Apr 2026)
Tax Bill	$4,308 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`428-282-04`

Property Details

APN / Parcel Number

Primary APN	`428-282-04`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,589 sqft Living Area
1st Floor Area	1,333 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	L-Shape
Construction Type	Frame
Roof Material	Other
Lot Area	6,324 sqft (0.145 acres)
Lot Dimensions	102 ft deep x 62 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4281 N 5TH ST
City	FRESNO
State	CA
Zip	93726-3407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 246 TRACT NO 1588 HEADLINER HOMES NO 4
Legal Subdivision	1588 HEADLINER HOMES #4
Legal Tract	1588
Legal Lot Number	246
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	2
Census Block	2007
Census Tract	5301

Owner

4281 N 5th St is owned and occupied by an individual who bought it in April 2026.

Source: Fresno County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	4281 N 5TH ST, FRESNO, CA 93726-3407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 16, 2026	Grant Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 28, 2023	Grant Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Jun 11, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2026 · Amount on File
Deed Sale	Apr 16, 2026 · Amount on File
Prior Sale	Jul 28, 2023 · Amount on File
Deed Document Number	202638163
Prior Transfer Date	Jun 6, 2018
Prior Transfer Doc	0000068624
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	4281 N 5TH ST, FRESNO, CA 93726-3407
Transaction Type	Mortgage
Record Updated	May 20, 2026
Title Company	LENNAR TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9845 N WOODROW AVE, FRESNO, CA 93720-4668

Mortgage

Document Number	0000095300
Date	Jun 10, 2021
Instrument	2021-0095300

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Apr 16, 2026
Property Address	4281 N 5TH ST, FRESNO, CA 93726-3407
Document Number	0000038163
Instrument Date	Apr 13, 2026
Instrument	2026.38163
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39,996.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4281 N 5TH ST, FRESNO, CA 93726-3407

Mortgage

Document Number	0000038164,
Date	Apr 16, 2026
Instrument	2026..38164

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Jul 28, 2023
Property Address	4281 N 5TH ST, FRESNO, CA 93726-3407
Document Number	0000069600
Map Reference	MB 18 PG 93-95
Instrument Date	Jul 26, 2023
Instrument	2023-0069600
Transaction Type	Transfer
Record Updated	Feb 7, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4281 N 5TH ST, FRESNO, CA 93726-3407

Mortgage

Document Number	0000069601
Date	Jul 28, 2023
Instrument	2023-0069601

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRESNO CA
Recording Date	Jun 11, 2018
Property Address	4281 N 5TH ST, FRESNO, CA 93726-3407
Document Number	0000068624
Map Reference	MB 18 PG 93-95
Instrument Date	Jun 6, 2018
Instrument	2018-0068624
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4281 N 5TH ST, FRESNO, CA 93726-3407

Mortgage

Document Number	0000068625
Date	Jun 11, 2018
Instrument	2018-0068625

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 4281 N 5th St was $4,308.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Fresno Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$338,130 (+2%) Land $101,439 Building $236,691
2025	$4,308.00	$331,500 Land $99,450 Building $232,050
2023	$1,612.00 (+1.51%) Homeowner's exemption	$132,033 Land $32,648 Building $99,385
2022	$1,588.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4281 N 5th St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4281 N 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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