Niagara County and Cambria Town property record for 4281 Lower Mountain Rd, Lockport, NY 14094
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,717 sqft · built 2011 |
| Lot Size | 20.4 acres (888,624 sqft) |
| Owner | Individual Name on File |
| Last Sale | $25,000 (Jul 2011) |
| Tax Bill | $10,193 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 292000 92.00-1-20.21 |
| Primary APN | 292000 92.00-1-20.21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,717 sqft Living Area |
| 1st Floor Area | 1,717 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 888,624 sqft (20.4 acres) |
| Lot Dimensions | 3,620 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 400 sqft |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4281 LOWER MOUNTAIN RD |
|---|---|
| City | LOCKPORT |
| State | NY |
| Zip | 14094-9704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AR |
| Legal Block | 1 |
| Legal Lot Number | 20.021 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | CAMBRIA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 24303 |
4281 Lower Mountain Rd, a rural home, is owned and occupied by an individual who bought it in July 2011.
Source: Niagara County and Cambria Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4281 LOWER MOUNTAIN RD, LOCKPORT, NY 14094-9704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2011 · Amount on File |
| Deed Sale | Jul 22, 2011 · Amount on File |
| Deed Document Number | 201112208 |
| Prior Transfer Date | Aug 8, 2008 |
| Prior Transfer Doc | 3445000532 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 4281 Lower Mountain Rd was $10,193 with a homeowner's exemption, up 9.7% from the year before.
Source: Niagara County and Cambria Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Cambria Town |
| Unified School District | Starpoint Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,193.00 (+9.66%) Homeowner's exemption | ||
| 2025 | $9,295.00 | $483,000 Land $103,800 Building $379,200 | $483,000 Land $103,800 Building $379,200 |
| 2023 | $420,100 Land $103,800 Building $316,300 | $420,100 Land $103,800 Building $316,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4281 Lower Mountain Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4281 Lower Mountain Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIA WATER DISTRICT serves 5,839 people · EPA ID NY3100557 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Dec 2022 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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