4281 Holstein St, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4281 Holstein St, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 2021
Square Footage2,280 sqft Heated Area
Lot Size15,246 sqft (0.35 acres)
OccupancyOwner Occupied
Last Sale$330,100 (2021)
Tax Bill$6,914.00 (2025)

Property Details

APN / Parcel Number

Primary APN132630011700010860

Interior

Bedrooms4 Beds
Full Baths1 Baths
Building Area2,280 sqft Heated Area
Gross Area2,922 sqft Gross Area
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area15,246 sqft (0.35 acres)
Garage TypeFinished Garage
FenceFence
Patio Area48 sqft Patio
PorchOpen Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4281 HOLSTEIN ST
CitySAINT CLOUD
StateFL
Zip34772-9215
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionOLD HICKORY PH 1 & 2 PB 29 PGS 13-24 LOT 86
Legal Range30E
Legal Township26S
Legal Section13
Legal SubdivisionOLD HICKORY PHSES 1 & 2
Legal Phase1
Legal Tract117
Legal Lot Number86
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1000
Census Tract43303

Owner

Source: Osceola County records · APN 132630011700010860

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4281 HOLSTEIN ST, SAINT CLOUD, FL 34772-9215
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2025Deed of Trust, Mortgage
NATIONSTAR MORTGAGE LLC
Aug 13, 2021Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 13, 2021 · Amount on Record
Deed SaleAug 13, 2021 · Amount on Record
Deed Doc Number2021125578
Deed Book / Page6022 / 390
Record RefreshedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4281 HOLSTEIN ST, SAINT CLOUD, FL 34772-9215
Transaction TypeMortgage
Record UpdatedJan 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4281 HOLSTEIN ST, SAINT CLOUD, FL 34772-9215

Mortgage

Document Number0069010411
DateDec 31, 2025
Book Page6901/411
Instrument2025159057
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
AmountAmount Recorded
Term309 Months
DueSep 01, 2051

August 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 13, 2021
Property Address4281 HOLSTEIN ST, SAINT CLOUD, FL 34772-9215
Document Number0060220390
Book / Page6022 / 390
Map ReferenceMB 29 PG 13
Instrument DateAug 06, 2021
Instrument2021125578
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,310.70
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6750 FORUM DR STE 310, 310, ORLANDO, FL 32821-8088

Transferred To (Grantee/Buyer)

NameVerified Name
Address4281 HOLSTEIN ST, SAINT CLOUD, FL 34772-9215

Mortgage

Document Number0006022394
DateAug 13, 2021
Instrument6022/394
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,914.00 (+4.3%) Homeowner's exemption$322,696 (+5.99%)$373,700 (+7.48%) Land $78,000 Building $295,700
2023$6,629.00 (+3.3%) Homeowner's exemption$304,468 (+3%)$347,700 (+17.63%) Land $65,000 Building $282,700
2022$6,417.00 Homeowner's exemption$295,600 Land $55,000 Building $240,600$295,600 Land $55,000 Building $240,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskHigh
above 74% of the US · above 59% of Florida
Wildfire LikelihoodAbout 1 in 248 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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