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4281 Emerald Cir, Cypress, CA 90630 Property Records

Orange County property record for 4281 Emerald Cir, Cypress, CA 90630 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,884 sqft · built 1963
Lot Size0.138 acres (6,000 sqft)
Owner2 Company Names on File
Last Sale$230,000 (Oct 1993)
Tax Bill$5,585 (2025)
Deeds & MortgagesMar 2018 Line of Credit
Oct 2020 Mortgage
Flood ZoneZone X (reduced by levee)
APN262-013-31

Property Details

APN / Parcel Number

Primary APN262-013-31

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,884 sqft Living Area
Gross Area2,294 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Lot Area6,000 sqft (0.138 acres)
Garage Area410 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address4281 EMERALD CIR
CityCYPRESS
StateCA
Zip90630-2023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 4470 BLK LOT 63
Legal SubdivisionTRACT NO 4470
Legal Tract4470
Legal Lot Number63
JurisdictionORANGE CA
Township / Civil DivisionANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group1
Census Block1001
Census Tract110111

Owner

Source: Orange County records · APN 262-013-31

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address4281 EMERALD CIR, CYPRESS, CA 90630-2023
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2018Deed of Trust, Mortgage · Line of Credit
SCE FCU
Oct 02, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 05, 1993 · Amount on Record
Deed SaleOct 05, 1993 · Amount on Record
Deed Document Number1993677580
Last Transfer DateJun 01, 1999
Transfer Doc0000542071
Record UpdatedSep 20, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address4281 EMERALD CIR, CYPRESS, CA 90630-2023
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000092179
DateMar 15, 2018
Instrument2018000092179
Lender
NameSCE FCU
TypeCredit Union
AddressBALDWIN PARK, CA 91706
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address4281 EMERALD CIR, CYPRESS, CA 90630-2023
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4281 EMERALD CIR, CYPRESS, CA 90630-2023

Mortgage

Document Number0000543413
DateOct 02, 2020
Instrument2020000543413
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityCypress City
Secondary School DistrictAnaheim Union High School District (07 - 12)
Elementary School DistrictCypress Elementary School District (KG - 06)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$481,749 (+2%) Land $270,988 Building $210,761
2025$5,585.00 (+7.01%) Homeowner's exemption$472,303 (+4.04%) Land $265,674 Building $206,629
2023$5,219.00 (+1.2%) Homeowner's exemption$453,964 Land $255,358 Building $198,606
2022$5,157.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060591101111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences
Nearby Flood Claims2 (1994–1995)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 1995, tidal / storm surge, Severe Winter Storms, Flooding, Landslides, Mud Flows

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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