4281 Defender Dr, #35104, Cincinnati, OH 45252 Property Records

Hamilton County property record for 4281 Defender Dr, #35104, Cincinnati, OH 45252

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,109 sqft · built 1995
Lot Size	1.83 acres (80,027 sqft)
Owner	Individual Name on Record
Last Sale	$80,500 (Apr 2023)
Tax Bill	$2,638 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`510-0183-0476-00`

Property Details

APN / Parcel Number

Primary APN	`510-0183-0476-00`
Alternative APN	`0010578`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	13 Units
Stories	1 Story
Building Area	1,109 sqft Living Area
1st Floor Area	1,109 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Frame/Masonry
Construction Type	Masonry / Concrete Block
Lot Area	80,027 sqft (1.83 acres)
Porch	Open Frame Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4281 DEFENDER DR, 35104
City	CINCINNATI
State	OH
Zip	45252-2303
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 35104 .579% YACHT CLUB COURTYARD HOMES CONDOMINIUM PHASE IX
Legal Subdivision	YACHT CLUB COURTYARD HOMES CONDOMINIUM
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	2
Census Block	2007
Census Tract	20502

Owner

Source: Hamilton County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4281 DEFENDER DR, CINCINNATI, OH 45252-2303
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Warranty Deed, Transfer · Conventional Mortgage CIVISTA BANK
Jul 19, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2023 · Amount on Record
Deed Sale	Apr 26, 2023 · Amount on Record
Prior Sale	Jul 19, 2019 · Amount on Record
Deed Document Number	202327899
Deed Book / Page	14903 / 487
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 26, 2023
Property Address	4281 DEFENDER DR # 35104, 35104, CINCINNATI, OH 45252-2303
Document Number	0000027899
Book / Page	14903 / 487
Map Reference	MB 318 PG 53&54
Instrument Date	Apr 20, 2023
Instrument	2023-0027899
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$161.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4281 DEFENDER DR, CINCINNATI, OH 45252-2303

Mortgage

Document Number	0000027900
Date	Apr 26, 2023
Instrument	2023-0027900

Lender

Name	CIVISTA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 19, 2019
Property Address	4281 DEFENDER DR # 35104, 35104, CINCINNATI, OH 45252-2303
Document Number	0000058568
Book / Page	13962 / 02676
Map Reference	MB 318 PG 53&54
Instrument Date	Jul 18, 2019
Instrument	2019-0058568
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$368.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333

Mortgage

Document Number	0000058569
Date	Jul 19, 2019
Instrument	2019-0058569

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,638.00 (+7.89%)	$45,819 (-) Land $5,775 Building $40,044	$130,910 (-) Land $16,500 Building $114,410
2024	$2,445.00 (-0.61%)	$45,819 (-) Land $5,775 Building $40,044
2023	$2,460.00 (+16.04%)	$45,819 (+42.3%) Land $5,775 Building $40,044	$130,910 (+42.29%) Land $16,500 Building $114,410
2022	$2,120.00 Homeowner's exemption	$32,200 Land $3,136 Building $29,064
2020			$92,000 Land $8,960 Building $83,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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