Niagara County and Wilson Town property record for 4281 Chestnut Rd, Wilson, NY 14172
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1 ba · 1,776 sqft · built 1880 |
| Lot Size | 71.4 acres (3,110,184 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,586 (2026) |
| Deeds & Mortgages | Jun 2023 Second Mortgage Aug 2020 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 294289 64.00-2-4 |
| Primary APN | 294289 64.00-2-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,776 sqft Living Area |
| 1st Floor Area | 888 sqft |
| 2nd Floor Area | 888 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 3,110,184 sqft (71.4 acres) |
| Lot Width | 503 ft Width |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 168 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4281 CHESTNUT RD |
|---|---|
| City | WILSON |
| State | NY |
| Zip | 14172-9709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RR200 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 2 |
| Legal Lot Number | 4.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | WILSON |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 24302 |
4281 Chestnut Rd, a rural home, is owned and occupied by an individual.
Source: Niagara County and Wilson Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4281 CHESTNUT RD, WILSON, NY 14172-9709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ONTARIO SHORES FCU |
| Aug 6, 2020 | Deed of Trust, Mortgage · Line of Credit ONTARIO SHRS FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 4281 CHESTNUT RD, WILSON, NY 14172-9709 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4281 CHESTNUR RD, WILSON, NY 14172-9709 |
| Document Number | 0000009271 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 2023-09271 |
| Name | ONTARIO SHORES FCU |
|---|---|
| Type | Credit Union |
| Address | NEWFANE, NY 14108 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jun 22, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 4281 CHESTNUT RD, WILSON, NY 14172-9709 |
| Document Number | 0000014122 |
| Instrument Date | Aug 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4281 CHESTNUT RD BEMUS POINT NY 14712, BEMUS POINT, NY 14712 |
| Document Number | 0000014122 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | 14122 |
| Name | ONTARIO SHRS FCU |
|---|---|
| Type | Credit Union |
| Address | NEWFANE, NY 14108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 7, 2045 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 4281 Chestnut Rd was $5,586 with a veteran's exemption, up 2% from the year before.
Source: Niagara County and Wilson Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Wilson Town |
| Unified School District | Wilson Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,586.00 (+2.05%) Veteran's exemption | ||
| 2025 | $5,474.00 | $125,000 Land $51,700 Building $73,300 | $277,800 Land $114,898 Building $162,902 |
| 2023 | $125,000 Land $51,700 Building $73,300 | $231,500 Land $95,748 Building $135,752 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4281 Chestnut Rd in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Jun 2000 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4281 Chestnut Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILSON TOWN WATER DISTRICT serves 5,993 people · EPA ID NY3100587 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
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