Onondaga County and Clay Town property record for 4281 Barnside Ln, Clay, NY 13041
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,280 sqft · built 1972 |
| Lot Size | 0.174 acres (7,590 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,894 (2025) |
| Deeds & Mortgages | Oct 2020 Refinance Oct 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 312489 058.-06-28.0 |
| Primary APN | 312489 058.-06-28.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 240 sqft |
| Finished Basement | 240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Split Level |
| Exterior Material | Composition/Composite |
| Lot Area | 7,590 sqft (0.174 acres) |
| Lot Dimensions | 110 ft deep x 69 ft wide |
| Garage Type | Basement |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 560 sqft |
| Porch | Slab |
| Porch Area | 400 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4281 BARNSIDE LN |
|---|---|
| City | CLAY |
| State | NY |
| Zip | 13041-8733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | CHERRNGTON E SEC 1 LT 24 1158051 |
| Legal Subdivision | CHERRNGTON E |
| Legal Block | 6 |
| Legal Lot Number | 28.000 |
| Jurisdiction | ONONDAGA NY |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 11232 |
Source: Onondaga County and Clay Town records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4281 BARNSIDE LN, CLAY, NY 13041-8733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PARAGON HOME LOANS INC |
| Oct 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance GEDDES FEDERAL SAVINGS & LOAN ASSN |
| Apr 7, 2015 | Deed of Trust, Mortgage · Line of Credit BERKSHIRE BANK |
| Apr 7, 2015 | Deed of Trust, Mortgage BERKSHIRE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Property Address | 4281 BARNSIDE LN, CLAY, NY 13041-8733 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2020000039538 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 20200-00039538 |
| Name | PARAGON HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Property Address | 4281 BARNSIDE LN, CLAY, NY 13041-8733 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2022000041156 |
|---|---|
| Date | Oct 11, 2022 |
| Instrument | 20220-00041156 |
| Name | GEDDES FEDERAL SAVINGS & LOAN ASSN |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Property Address | 4281 BARNSIDE LN, CLAY, NY 13041-8733 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000017714/0000000884 |
|---|---|
| Date | Apr 7, 2015 |
| Book Page | 0000017714/0000000884 |
| Instrument | 0000010379 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 237 Months |
| Due | Jan 1, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Property Address | 4281 BARNSIDE LN, CLAY, NY 13041-8733 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000017714/0000000860 |
|---|---|
| Date | Apr 7, 2015 |
| Book Page | 0000017714/0000000860 |
| Instrument | 0000010377 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 117 Months |
| Due | Jan 1, 2025 |
Source: Onondaga County and Clay Town assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Onondaga County |
| County Subdivision | Clay Town |
| Unified School District | Liverpool Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,894.00 | $5,200 (-) Land $1,000 Building $4,200 | $216,667 (+24.17%) Land $41,667 Building $175,000 |
| 2023 | Homeowner's exemption | $5,200 Land $1,000 Building $4,200 | $174,497 Land $33,557 Building $140,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCWA public/private · serves 350,000 people · EPA ID NY3304336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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