42807 Cowboy Ct, Indio, CA 92203 Property Records

Riverside County property record for 42807 Cowboy Ct, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.75 ba · 2,427 sqft · built 2020
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Nov 2020)
Tax Bill	$8,622 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`692-440-026`

Property Details

APN / Parcel Number

Primary APN	`692-440-026`
Alternative APN	`679810026`

Interior

Bedrooms	5 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,427 sqft Living Area
Gross Area	3,253 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Roof Material	Tile
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	761 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	679810026
Street Address	42807 COWBOY CT
City	INDIO
State	CA
Zip	92203-2854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.22 ACRES IN LOT 222 MB 369/047 TR 32149
Legal Subdivision	TRACT NO 32149
Legal Tract	32149
Legal Lot Number	222
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	3
Census Block	3004
Census Tract	45306

Owner

42807 Cowboy Ct is owned and occupied by two individuals who bought it in November 2020.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42807 COWBOY CT, INDIO, CA 92203-2854
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed of Trust, Mortgage · FHA Mortgage MOUNTAIN WEST FINANCIAL INC
Nov 13, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Dec 11, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2020 · Amount on File
Deed Sale	Nov 13, 2020 · Amount on File
Prior Sale	Dec 11, 2019 · Amount on File
Deed Document Number	2020568224
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	42807 COWBOY CT, INDIO, CA 92203-2854
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42807 COWBOY CT, INDIO, CA 92203-2854

Mortgage

Document Number	0000379025
Date	Aug 31, 2022
Instrument	2022-0379025

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company
Address	REDLANDS, CA 92374

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

November 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 13, 2020
Property Address	42807 COWBOY CT, INDIO, CA 92203-2854
Document Number	0000568224
Map Reference	MB 369 PG 47-60
Instrument Date	Sep 29, 2020
Instrument	2020-0568224
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 4, 2022
Title Company	FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	42807 COWBOY CT, INDIO, CA 92203-2854

Mortgage

Document Number	0000568225
Date	Nov 13, 2020
Instrument	2020-0568225

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 11, 2019
Property Address	42807 COWBOY CT, INDIO, CA 92203-2854
Document Number	0000510183
Instrument Date	Dec 6, 2019
Instrument	510183
Transaction Type	Transfer
Record Updated	Dec 27, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$2,167.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2280 WARDLOW CIR #100 CORONA CA 928802879, 100, CORONA, CA 92880-2879
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 42807 Cowboy Ct was $8,622.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$546,245 (+2%) Land $82,804 Building $463,441
2025	$8,622.00	$535,535 Land $81,181 Building $454,354
2023	$7,359.00 (+3.44%)	$452,042 Land $78,030 Building $374,012
2022	$7,114.00
2021			$412,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42807 Cowboy Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 42807 Cowboy Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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