42801 S 654 Rd, Jay, OK 74346 Property Records

Delaware County property record for 42801 S 654 Rd, Jay, OK 74346 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bathrooms	2 Baths
Year Built	Built 2017
Square Footage	2,052 sqft Living Area
Lot Size	216,232 sqft (4.96 acres)
Occupancy	Owner Occupied
Tax Bill	$1,211.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`22N24E-11-3-00000-000-0000`
Alternative APNs	`0088416` `88416`

Interior

Full Baths	2 Baths
Building Area	2,052 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Material	Metal Roof
Lot Area	216,232 sqft (4.96 acres)
Deck Area	760 sqft Deck
Porch	Porch
Porch Area	152 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	88416
Street Address	42801 S 654 RD
City	JAY
State	OK
Zip	74346-3791
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	11-22-24 PT NE SW SW DESCRIBED AS: BEG AT NE COR OF NE SW SW; W 465'; S 465'; E 465'; N 465' TO POB 2111-853
Jurisdiction	DELAWARE OK
Minor Civil Division	JAY
Census Blockgroup	4
Census Block	4015
Census Tract	376000

Owner

Source: Delaware County records · APN 22N24E-11-3-00000-000-0000

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	42801 S 654 RD, JAY, OK 74346-3791
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 20, 2015
Deed Sale	Apr 20, 2015
Deed Doc Number	0002111853
Deed Book / Page	2111 / 853
Record Refreshed	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	42801 S 654 RD, JAY, OK 74346-3791
Transaction Type	Mortgage
Record Updated	Mar 08, 2023
Title Company	ALLEGIANCE TITLE/TN LLC, ALLEGIANCE T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002353/225
Date	Nov 25, 2020
Book Page	2353/225
Instrument	2020-010417

Lender

Name	SOUTHWEST STAGE FUNDING LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85286

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Delaware County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Unified School District	Jay Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,211.00 (+1.09%)	$13,582 (+3%) Land $892 Building $12,690	$142,232 (-) Land $13,210 Building $129,022
2024	$1,198.00 (+5.74%)	$13,187 (+3.01%) Land $866 Building $12,321	$142,232 (+18.97%) Land $13,210 Building $129,022
2023	$1,133.00	$12,802 Land $786 Building $12,016	$119,552 Land $6,960 Building $112,592

Flood & Wildfire

42801 S 654 Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).

Flood

Source: FEMA National Flood Hazard Layer · Delaware County (40041C), updated September 13, 2019

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	High 77th percentile of exposed land nationally · 47th in Oklahoma
Wildfire Likelihood	High — about 1 in 213 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.