4280 White Rd, Milton, FL 32571 Property Records

Santa Rosa County property record for 4280 White Rd, Milton, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1972
Lot Size	0.334 acres (14,549 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Feb 2021)
Tax Bill	$2,392 (2024)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-1N-29-2770-00000-0730`

Property Details

APN / Parcel Number

Primary APN	`10-1N-29-2770-00000-0730`
Alternative APN	`N291102770000000730`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	2,822 sqft
1st Floor Area	1,680 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1997
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	14,549 sqft (0.334 acres)
Lot Dimensions	104 ft deep x 140 ft wide
Garage Type	Carport
Garage Area	672 sqft
Carport	Carport
Carport Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	470 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4280 WHITE RD
City	MILTON
State	FL
Zip	32571-1341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	NORTH PACE HEIGHTS LOT 73 AS DES IN OR 4075 PG 553
Legal Range	29W
Legal Township	1N
Legal Section	10
Legal Subdivision	NORTH PACE HEIGHTS
Legal Lot Number	73
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	4
Census Block	4007
Census Tract	10708

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4280 WHITE RD, MILTON, FL 32571-1341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Warranty Deed, Transfer · FHA Mortgage INTERLINC MORTGAGE SERVICES LLC
Jul 31, 2019	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2021 · Amount on Record
Deed Sale	Feb 22, 2021 · Amount on Record
Prior Sale	Jul 31, 2019 · Amount on Record
Deed Document Number	202111324
Deed Book / Page	4075 / 553
Prior Transfer Date	Oct 15, 2013
Prior Transfer Doc	0033100420
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 22, 2021
Property Address	4280 WHITE RD, PACE, FL 32571-1341
Document Number	0040750553
Book / Page	4075 / 553
Map Reference	MB A PG 110
Instrument Date	Feb 22, 2021
Instrument	202111324
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	GUARANTEED TITLE COMPANY, GUARANTEE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4280 WHITE RD, 4280, PACE, FL 32571-1341

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4280 WHITE RD, PACE, FL 32571-1341

Mortgage

Document Number	0004075555
Date	Feb 22, 2021
Instrument	4075/555

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 31, 2019
Property Address	4280 WHITE RD, PACE, FL 32571-1341
Document Number	0038550750
Book / Page	003855 / 000750
Instrument Date	Jul 26, 2019
Instrument	33347
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	GUARANTEE TITLE/NW FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4280 WHITE RD PACE FL 325711341, PACE, FL 32571-1341

Mortgage

Document Number	38550752
Date	Jul 31, 2019
Book Page	003855/000752
Instrument	33348

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$228,334 (+2.9%)	$229,951 (+1.76%) Land $31,000 Building $198,951
2024	$2,392.00 (+3.91%) Homeowner's exemption	$221,899 (+3%)	$225,964 (+2.87%) Land $31,000 Building $194,964
2023	$2,302.00 (+2.72%) Homeowner's exemption	$215,436 (+3%)	$219,665 (+5.02%) Land $27,000 Building $192,665
2022	$2,241.00 Homeowner's exemption	$209,161	$209,161 Land $27,000 Building $182,161

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2017–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hotwire Communications.

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