4280 Wanderlust Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 4280 Wanderlust Dr, Algonquin, IL 60102

Property Summary

Property Type	Residential Vacant Land
Owner	Company Name on File
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-25-451-020`

Property Details

APN / Parcel Number

Primary APN	`18-25-451-020`

Location & Zoning

Street Address	4280 WANDERLUST DR
City	ALGONQUIN
State	IL
Zip	60102-4433
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	DOC 2021R0031164 (PLAT) LT 148 TRAILS OF WOODS CREEK PHASE 2
Legal Phase	2
Legal Lot Number	148
Jurisdiction	MCHENRY IL
Township / Civil Division	GRAFTON
Census Block Group	2
Census Block	2011
Census Tract	871107

Owner

Source: McHenry County records · APN 18-25-451-020

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1900 E GOLF RD STE 300, 300, SCHAUMBURG, IL 60173-5088
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 08, 2021
Deed Sale	Jun 08, 2021
Record Updated	Jun 07, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4280 WANDERLUST DR, ALGONQUIN, IL 60102-4433
Transaction Type	Mortgage
Record Updated	Jan 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4280 WANDERLUST DR, ALGONQUIN, IL 60102-4433

Mortgage

Document Number	0000036565
Date	Dec 30, 2025
Instrument	2025R0036565

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Sep 01, 2054

Interest

Rate	6.37%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Grafton Township
Unified School District	Huntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2022	$1,326 Land $1,326	$3,978 Land $3,978

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 28, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 298 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ALGONQUIN serves 30,700 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.