4280 W Fork Rd, Cincinnati, OH 45247 Property Records

Hamilton County property record for 4280 W Fork Rd, Cincinnati, OH 45247

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,127 sqft · built 2000
Owner	Individual Name on Record
Last Sale	$214,900 (Jan 2018)
Tax Bill	$3,251 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0102-0289-00`

Property Details

APN / Parcel Number

Primary APN	`550-0102-0289-00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,127 sqft Living Area
1st Floor Area	1,127 sqft
2nd Floor Area	72 sqft
Basement Area	1,425 sqft
Finished Basement	850 sqft

Exterior

Year Built	Built 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Garage Type	Attached
Garage Area	370 sqft
Parking Spaces	1 Parking Space
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4280 W FORK RD
City	CINCINNATI
State	OH
Zip	45247-7568
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 4280 1/6% COTTAGE POINTE CONDOMINIUMS PH 1
Legal Subdivision	COTTAGE POINTE CONDOS
Legal Phase	1
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2003
Census Tract	20812

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4280 W FORK RD, CINCINNATI, OH 45247-7568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEMBA CU
Jan 17, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2018 · Amount on Record
Deed Sale	Jan 17, 2018 · Amount on Record
Prior Sale	Jul 6, 2017 · Amount on Record
Deed Document Number	18-0004472
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4280 W FORK RD, CINCINNATI, OH 45247-7568
Document Number	0000005899
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4280 W FORK RD CINCINNATI OH 452477568, CINCINNATI, OH 45247-7568

Mortgage

Document Number	0000005899
Date	Jan 17, 2020
Book Page	014086/001420
Instrument	5899

Lender

Name	KEMBA CU
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 17, 2018
Property Address	4280 W FORK RD, CINCINNATI, OH 45247-7568
Document Number	0000004472
Map Reference	MB 8262 PG 2056
Instrument Date	Jan 2, 2018
Instrument	18-0004472
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$644.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333
Mail Care Of	GUARDIAN SAVINGS BANK

Mortgage

Document Number	0000004473
Date	Jan 17, 2018
Instrument	18-0004473

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,251.00 (+2.1%) Homeowner's exemption	$70,200 (-) Land $11,900 Building $58,300
2024	$3,184.00 (-1.79%) Homeowner's exemption	$70,200 (-) Land $11,900 Building $58,300
2023	$3,242.00 (-24.99%) Homeowner's exemption	$70,200 (-6.67%) Land $11,900 Building $58,300	$200,570 (-6.67%) Land $34,000 Building $166,570
2022	$4,322.00 Homeowner's exemption	$75,215 Land $11,900 Building $63,315
2020			$214,900 Land $34,000 Building $180,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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