Monterey County property record for 4280 Peninsula Point Dr, Seaside, CA 93955
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,399 sqft · built 2004 |
| Lot Size | 0.139 acres (6,031 sqft) |
| Owner | Trust Name on File |
| Last Sale | $625,000 (Mar 2012) |
| Tax Bill | $8,887 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 031-241-002-000 |
| Primary APN | 031-241-002-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 16 Rooms |
| Stories | 2 Stories |
| Building Area | 3,399 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 6,031 sqft (0.139 acres) |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 031-241-002 |
|---|---|
| Street Address | 4280 PENINSULA POINT DR |
| City | SEASIDE |
| State | CA |
| Zip | 93955-6529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEASIDE HIGHLANDS PHASE 2 VOL 22 C&T PAGE 51 TRACT 1414 LOT 243. |
| Legal Subdivision | SEASIDE HIGHLANDS PHASE 2 |
| Legal Tract | 1414 |
| Legal Block | 1 |
| Legal Lot Number | 243 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 14108 |
4280 Peninsula Point Dr is owner-occupied and held in a trust since August 2013.
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4280 PENINSULA POINT DR, SEASIDE, CA 93955-6529 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2012 · Amount on File |
| Deed Sale | Mar 26, 2012 · Amount on File |
| Prior Sale | Sep 28, 2004 · Amount on File |
| Deed Document Number | 201217853 |
| Last Transfer Date | Aug 19, 2013 |
| Transfer Doc | 0000053438 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 4280 PENINSULA POINT DR, SEASIDE, CA 93955-6529 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4280 PENINSULA POINT DR, SEASIDE, CA 93955-6529 |
| Document Number | 0000011902 |
|---|---|
| Date | Apr 21, 2023 |
| Instrument | 2023011902 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Apr 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 4280 Peninsula Point Dr was $8,887 with a homeowner's exemption.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Seaside City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $800,724 (+2%) Land $333,100 Building $467,624 | |
| 2025 | $8,887.00 Homeowner's exemption | $785,024 Land $326,569 Building $458,455 |
| 2023 | $8,147.00 (+1.43%) Homeowner's exemption | $754,542 Land $313,889 Building $440,653 |
| 2022 | $8,032.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4280 Peninsula Point Dr in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4280 Peninsula Point Dr is low, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARINA COAST WATER DISTRICT serves 38,918 people · EPA ID CA2710017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, GeoLinks, Optimum.
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