4280 Gerona Ave, Sebring, FL 33872 Property Records

Highlands County property record for 4280 Gerona Ave, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,674 sqft · built 2007
Lot Size	0.327 acres (14,259 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,699 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`C-04-34-28-110-1940-0630`

Property Details

APN / Parcel Number

Primary APN	`C-04-34-28-110-1940-0630`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,674 sqft Living Area
1st Floor Area	1,376 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,259 sqft (0.327 acres)
Lot Dimensions	125 ft deep x 117 ft wide
Garage Type	Finished
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	510 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Patio Area	40 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4280 GERONA AVE
City	SEBRING
State	FL
Zip	33872-1955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUN N LAKE EST OF SEBRING UNIT 11 PB 9 PG 69 LOT 63 BLK 194
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LAKE EST
Legal Block	194
Legal Lot Number	63
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2060
Census Tract	960503

Owner

4280 Gerona Ave is owned and occupied by two individuals who acquired it in August 2022.

Source: Highlands County records, as of December 12, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4280 GERONA AVE, SEBRING, FL 33872-1955
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Warranty Deed, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP
Jul 11, 2022	Quit Claim Deed, Transfer HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2022
Deed Sale	Aug 31, 2022
Prior Sale	Jul 11, 2022 · Amount on File
Deed Document Number	0002929507
Deed Book / Page	2917 / 1653
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 11, 2022
Property Address	4280 GERONA AVE, SEBRING, FL 33872-1955
Document Number	0002104270
Book / Page	2917 / 1653
Map Reference	MB 9 PG 69
Instrument Date	Jul 8, 2022
Instrument	2104270
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,666.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2749 W ROCHESTER RD, AVON PARK, FL 33825-9155

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5404 FOUNTAIN PARK BLVD, TEMPLE TERRACE, FL 33617-6150

Mortgage

Document Number	0029171657
Date	Jul 11, 2022
Instrument	2917/1657

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 11, 2022
Property Address	4280 GERONA AVE, SEBRING, FL 33872-1955
Document Number	0002104271
Book / Page	2917 / 1655
Map Reference	MB 9 PG 69
Instrument Date	Jun 24, 2022
Instrument	2104271
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2051 SAINT RAYMOND AVEMF, BRONX, NY 10462

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4280 GERONA AVE, SEBRING, FL 33872-1955

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$155,826	$166,134 Land $14,000 Building $152,134
2024	$1,699.00 (+2.91%)
2023	$1,651.00 (-25.8%) Homeowner's exemption Disabled Person's exemption	$142,995 (-8.38%) Land $7,000 Building $135,995	$142,995 (-8.38%) Land $7,000 Building $135,995
2022	$2,225.00	$156,075 Land $4,000 Building $152,075	$156,075 Land $4,000 Building $152,075

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4280 Gerona Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 67 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4280 Gerona Ave is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rapid Systems Fixed Wireless	50 / 10

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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