Monroe County property record for 4280 E Janet Dr, Bloomington, IN 47401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,067 sqft · built 2020 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $65,000 (Aug 2018) |
| Tax Bill | $5,891 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage May 2020 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-11415-00 |
| Primary APN | 015-11415-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,067 sqft Living Area |
| 1st Floor Area | 2,227 sqft |
| Attic | Attic |
| Attic Area | 1,680 sqft |
| Basement Area | 1,102 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 165 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 390 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 015-11415-00 |
|---|---|
| Street Address | 4280 E JANET DR |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-8540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 015-11415-00 MCELHINNEY LOT 11 |
| Legal Subdivision | MCELHINNEY ADDITION |
| Legal Lot Number | 11 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | PERRY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 904 |
Source: Monroe County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4280 E JANET DR, BLOOMINGTON, IN 47401-8540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| May 21, 2020 | Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK |
| Jun 18, 2020 | Deed of Trust, Mortgage · Line of Credit GERMAN AMERICAN BANCORP INC |
| Nov 18, 2019 | Deed of Trust, Mortgage · Construction Mortgage THE GERMAN AMERICAN BANK |
| Nov 24, 2020 | Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK |
| Aug 28, 2018 | Warranty Deed, Transfer THE GERMAN AMERICAN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2018 · Amount on Record |
| Deed Sale | Aug 28, 2018 · Amount on Record |
| Prior Sale | Aug 23, 2018 · Amount on Record |
| Deed Document Number | 201811803 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 4280 E JANET DR, BLOOMINGTON, IN 47401-8540 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2020017039 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 2020017039 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 4280 E JANET DR, BLOOMINGTON, IN 47401-8540 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2020007270 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 2020007270 |
| Name | THE GERMAN AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IN 47402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 20, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 4280 E JANET DR, BLOOMINGTON, IN 47401-8540 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2020009065 |
|---|---|
| Date | Jun 18, 2020 |
| Instrument | 2020009065 |
| Name | GERMAN AMERICAN BANCORP INC |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IN 47402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | May 20, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 4280 E JANET DR, BLOOMINGTON, IN 47401-8540 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2019016756 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 2019016756 |
| Name | THE GERMAN AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | JASPER, IN 47546 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Sep 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 4280 E JANET DR, BLOOMINGTON, IN 47401-8540 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2020019886 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 2020019886 |
| Name | THE GERMAN AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IN 47402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 20, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Aug 28, 2018 |
| Property Address | 4280 E JANET DR, BLOOMINGTON, IN 47401-8540 |
| Document Number | 2018011803 |
| Map Reference | CAB B ENV 94 |
| Instrument Date | Aug 23, 2018 |
| Instrument | 2018011803 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 E BRITTANY WAY, ELLETTSVILLE, IN 47429-1064 |
| Investor | Possibly a Property Investor |
| Document Number | 2018011804 |
|---|---|
| Date | Aug 28, 2018 |
| Instrument | 2018011804 |
| Name | THE GERMAN AMERICAN BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 24 Months |
| Due | Aug 22, 2020 |
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bloomington City |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,891.00 (-1.65%) | $541,800 (+5.86%) Land $99,500 Building $442,300 | $541,800 (+5.86%) Land $99,500 Building $442,300 |
| 2024 | $5,990.00 (+22.27%) | ||
| 2023 | $511,800 (+15.61%) Land $68,600 Building $443,200 | $511,800 (+15.61%) Land $68,600 Building $443,200 | |
| 2022 | $4,899.00 Homeowner's exemption | $442,700 Land $68,600 Building $374,100 | $442,700 Land $68,600 Building $374,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigabitNow Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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