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428 Winterberry Dr, Middletown, DE 19709 Property Records

New Castle County property record for 428 Winterberry Dr, Middletown, DE 19709

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,959 sqft · built 2013
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$345,000 (Dec 2013)
Deeds & MortgagesOct 2022 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN13-014.34-062

Property Details

APN / Parcel Number

Primary APN13-014.34-062

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,959 sqft Living Area
1st Floor Area1,959 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address428 WINTERBERRY DR
CityMIDDLETOWN
StateDE
Zip19709-8679
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS
Legal SubdivisionSILVER MAPLE FARM
Legal Lot Number68
JurisdictionNEW CASTLE DE
Township / Civil DivisionMIDDLETOWN-ODESSA
Census Block Group2
Census Block2026
Census Tract16608

Owner

Source: New Castle County records, as of May 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address428 WINTERBERRY DR, MIDDLETOWN, DE 19709-8679
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 12, 2013 · Amount on File
Deed SaleDec 12, 2013 · Amount on File
Prior SaleJul 30, 2013 · Amount on File
Deed Document Number20131220-0078646
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address428 WINTERBERRY DR, MIDDLETOWN, DE 19709-8679
Transaction TypeMortgage
Record UpdatedNov 9, 2022
Title CompanyTITLE RESOURCES GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 WINTERBERRY DR, MIDDLETOWN, DE 19709-8679

Mortgage

Document Number0000102858
DateOct 31, 2022
Instrument20221031-0102858
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term869 Months
DueMar 8, 2095
Interest
Rate TypeAdjustable Rate
Rate5.07%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2022
Change FrequencyMonthly
Index1-Year CMT
Max Rate10%

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictAppoquinimink School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$457,800 (+395.45%) Land $108,300 Building $349,500
2024$357,120
2023$92,400 (-) Land $11,100 Building $81,300
2022$92,400 Land $11,100 Building $81,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 76 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies76 in force
Nearby Flood Claims64 (1979–2024)
Claims Outside the SFHA2 of 64
Most Recent ClaimFeb 2024 · other causes
Claims by Event
  • Hurricane Sandy, Oct 2012 · 13 claims
  • Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 81% of Delaware
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880

May also be available: Breezeline.

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